It's been awhile since I've posted so here I go...I'm looking for one person (or two, or three) who wants an isurance check-up today. It can be home, auto or both. It's totally FREE and there is absolutely NO OBLIGATION to switch to our agency. This is a great opportunity to see if you are covered properly or if you are paying too much money for your current coverage. The big concern is being covered properly so let me do a FREE quote for you today!
Everyone who calls, texts or stops in for a quote today will receive a FREE gift also!
Happy 1st Day of School! The kids are back in class and now you have time to get that quote on your home and auto insurance. Just give Ty Dix a call today and give him 5 minutes of your time and he will do all the work. Whether you save money or not, it's a good way to check and see if you are insured properly.
You don't even have to stop in...you can text Ty at 701-206-0749 and give him all the info he needs via text!
This little fawn was found next to Hwy #12 and 11th Ave yesterday. We're pretty certain mom was not far away so Trooper Oase and Officer Bergerson came to the rescue and moved Bambi from the Road to a shaded area nearby and provided some water. Officer Bergerson cheked on her later and we think mom was reunited with her. Nice work rescuers. ... See MoreSee Less
It's that time of year again when we start sending our kids back to college! Have you thought about a renters policy to cover their personal property and provide personal liabilty? Laptop computers are an item that is easily stolen and should be scheduled separately on a renters policy so it can be covered ANYWHERE! Premiums can start as low as $125/year for $10,000 in personal property and $1,000,000 for personal liability. Call Ty Dix today for more information and a FREE quote at 701-523-4333 or text him at 701-206-0749.
Are you comfortable with the liability limits on your auto policy? Have you ever had your liability limits explained to you? It is usually not a big premium increase to increase your liability limits. Call Ty Dix today for more information at 701-523-4333. Don't wait until it's too late.
Life insurance gets more expensive the longer you wait.
Get a Term Life Insurance quote today. Policies are available with terms of 10, 20, or 30 years to fit your needs and budget. It is simple, affordable protection for you and your family. Call Ty Dix today for a FREE quote at 701-523-4333.
A great time was had by all at the North Dakota Cowboy Hall of Fame golf tournament. Congratulations to team "Broadband Brothers" member Troy Schilling on winning the putting contest sponsored by Dakota Prairie Outdoors and Western Frontier Insurance! ... See MoreSee Less
2018 Golf Tournament WE would Like to invite you to “Gather your friends” and come to Bully Pulpit for our annual NDCHF Golf Scramble, sponsored by Cornerstone Bank of Watford City and Dickinson on Thursday Sept 6th 2018. This event promises a great time and Awesome scenery as you strategically make your way through the 18 hole setting of Bully Pulpit, in the North Dakota Badlands. This is a best ball format and is fun for everyone, no matter your skills on the course. We begin at 9:30 with registration and the Tournament begins with a shotgun start at 11:30. Every Player will receive a quarter zip Pullover warm up sponsored by CornerStone Bank and NDCHF, so it is important that you put your team together and get us jacket sizes as soon as possible so that we can get them ordered and ready for you on golf Tournament day There is a Awards and Social dinner on the NDCHF Alvin Nelson Patio following the completion of the tournament around 5 PM. Gather your Team and get registered, before the 36 team tournament maximum is all filled up! See you Soon at Bully Pulpit.
Bismarck saw a whale of storm last night!!Some crazy storm photos from an over night storm. Credit to Kirkwood Mall and Marlo Anderson. As of the latest, after conferring with the powers that be, Art in the Park is attempting to open at Noon! However, some booths simply will not be able to recover in time due to the loss of product or simply the loss of their entire booth due to the storm this morning. If you would like to volunteer for cleanup, you can report to the MPO next to the Mandan Depot asap. ... See MoreSee Less
Our Bowman and Hettinger offices have been BUSY! Check your policy coverages today folks!Summer is here and so is the "sketchy" weather that comes with it! Twice this week hail has reared it's ugly head. Are your policy deductibles where you want them? Call Ty Dix today at 701-523-4333 to review your policy and make sure your deductibles are where you need them in case hail strikes again.
Brad Gjermundson, a four-times saddle bronc world champion, grew up riding horses on his parents’ ranch near Marshall. Today, he has his own ranch and continues to steer rope on the rodeo circuit. In recognition of his contributions to the western way of life, Gjermundson was named Roughrider Comm...
Become a North Dakota Cowboy Hall of Fame member today! Help preserve North Dakota's western heritage for future generations. Print this photo, or stop into Western Frontier Insurance for a membership form. ... See MoreSee Less
If there are still insureds out there that have NOT had that first call to set up an appointment for inspection on your hail damage, give us a call at the office. The adjustors are working hard to reach everyone, but some people they have not been able to connect with, so let us help you and get that appointment set up and inspection done!!!!! 701-567-8000 ... See MoreSee Less
ATTENTION CLIENTS - we do have adjustors currently in town and working down their claims list. There were ALOT of claims last week, they will get to everyone, I promise! They will give you a call when they are ready to see your damage. I KNOW it hard to wait for that call, but it will be coming!!!! ... See MoreSee Less
And again, another storm! Please know that we will not be in the office tomorrow, but I (Corie) will be in town, if you have a new claim or issue that needs immediate attention, PLEASE call my cell if you have it, or message me on Facebook and I will get ahold of you! It’s been a tough week- but we are her 24/7 to get through all of this together!!! ... See MoreSee Less
As with any large storm, out of town contractors will be in town to help with the damage. PLEASE make sure you know that these contractors are licensed with the state and insured. ASK to see these items, ASK for a card and call the number to make sure they are a legitimate business. ASK for references. We just want to make sure you are being taken care of and not just 'taken' !! If you have any questions, please call our office anytime! ... See MoreSee Less
The damage from yesterday may be way worse than you think on homes and buildings, we did receive a bunch of calls today, but if you haven’t called us-give us a ring and we will visit. We want to make sure everyone is taken care of! And be watchful- they are calling for another one tomorrow night! Even if you are the lucky one that has no damage, we still want to be sure!!!! ... See MoreSee Less
Always remember, seat belts, watch your speed and don’t drink and drive! A DUI can cost $10,000 or more and there is always a loved one left behind after an auto fatality! Be safe while on the roads!
North Dakota Department of Transportation Today, Vision Zero was launched with Governor Doug Burgum, NDDOT, ND Highway Patrol and ND Department of Health as the state’s primary traffic safety initiative. “There is no acceptable number of deaths on North Dakota roads,” said NDDOT Director Tom Sorel. “In 2017, preliminary data tells us there were 113 motor vehicle fatalities and nearly 3,300 injury crashes, resulting in 466 people being seriously injured. It is important that we all remember these are not just numbers. These are people killed and injured in a motor vehicle crash. The NDDOT is proud to help spearhead Vision Zero as the framework to guide all statewide traffic safety activity, enhance what we’ve done to-date, and ultimately save lives.”
How will you help us reach zero motor vehicle fatalities?
With another round of snow and arctic temps in the forecast, a quick reminder as you travel. Keep some essentials with you on the road; make sure you have snacks, a blanket, a flashlight, (or candle for light and warmth) and a shovel in your trunk. Charge your cell phone before you leave, and bring a cell phone charger bank with you as well, to make sure you can contact emergency assistance if you need it. Be smart and safe on the roads this winter! ... See MoreSee Less
The following is a helpful article from EMC Insurance Companies: What Is Hydroplaning?
Hydroplaning can happen when water flows between your car’s tires and the pavement. The water prevents tires from gripping the road, which can lead to a loss of steering control and accidents. The effects of hydroplaning are similar to the loss of control drivers experience when driving on icy streets. It may feel like your vehicle is floating and that you have no control over the direction you are heading. For a description of how and why hydroplaning occurs, watch this short video.
“There are ways to prevent hydroplaning,” says EMC Senior Engineer Jim Stotser, “starting with good vehicle maintenance, and following up with training drivers how to handle situations where hydroplaning may occur.” These include:
1. Checking your tires. When performing maintenance, make sure tire tread is in good condition and tires are inflated correctly. The lower your tire inflation and thinner the tread, the greater the possibility of hydroplaning. That’s because deeper tire grooves scatter the water you drive through, allowing for better traction. Rotating tires frequently and replacing them as needed keeps you safer on all roadways, but especially on those that are water- or ice-covered.
2. Understanding the dangers. It’s not just heavy rains and deep puddles that cause hydroplaning.One of the most dangerous times for hydroplaning is within the first 10 minutes of a rain shower. Raindrops mix with dust and oils on the road, and the combo makes a very slick surface. Driving through a large puddle or an area of standing water—even if it’s not raining and the streets aren’t fully wet—can also create conditions for hydroplaning.
3. Driving slower and hanging back. Slowing down is the safest move when the pavement is wet. Not only will you have better visibility, but the slower you drive, the less likely you are to hydroplane. That’s because tires get better traction on wet pavement at lower speeds. How much slower to drive depends on how much rain, the type of pavement and your tire condition. Some experts say that hydroplaning is rare at speeds as low as 30 mph, others suggest 45 mph as a sufficiently safe speed when the pavement is wet. Leave more space between your vehicle and those ahead of you, as it will take longer to stop your vehicle when the pavement is wet. When driving 35 mph on wet pavement, it may take 120 feet or more to come to a stop, while dry-road stops take only 60 to 100 feet.
4. Turning off cruise control. Driving with cruise control on can cause your tires to spin faster if you start to hydroplane, so turning this feature off is a proactive move. Jim also recommends that truck drivers avoid using Jake brakes when driving on wet pavement.
5. Changing lanes if possible. Jim notes that right lanes often have deeper depressions that collect rainwater and those dips can collect enough water to cause hydroplaning. Outside lanes bounded by curbs may also funnel more water flow, which can lead to an increased hydroplaning risk. Freeway exit and entrance ramps also pose a similar water-flow danger. When water combines with the sharp curves of ramps, you can easily lose control of your vehicle. His advice: Slow down when entering a ramp when the pavement is wet.
If you do begin to hydroplane, take your foot off the accelerator, continuing to steer toward the course of the road and remaining calm. ... See MoreSee Less
Thank you to our farmers...be careful out there!Holy cow! KFGO listener Dave Bjorge of Buxton, N.D., sent this photo of his Case IH combine burning. Noboby was injured, thankfully. The combine didn't fare so well. ... See MoreSee Less
A standard homeowners policy includes coverage for jewelry and other precious items such as watches and furs. These items are covered for losses caused by all the perils included in your policy such as fire, windstorm, theft and vandalism. However, there are special limits of liability for certain i...
June is the 2nd most dangerous month for "deer hits" in ND. November averages 15 hits per day while June averages 13 per day. Roads are fresh with grass and water in June. Most hits are in the early evening from dusk until 11:00 pm and from dawn till 7:00 am. Ward County, Morton, Burleigh, McLean and Stutsman in the top five most dangerous areas. Speed, swerving and inattentive driving are contributing factors. ... See MoreSee Less
Our Mission: Western Frontier Insurance Agency will strive to be the best professional insurance agency in the marketing areas it services. Each product provided by the agency has an agent who specializes in that line of insurance. In doing this we will always concentrate on service to our clients, knowledge of our products, risk management and claims services. ... See MoreSee Less