Locally owned independent insurance agency serving both North Dakota and South Dakota


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At Western Frontier Insurance Agency, we offer a full range of insurance products to protect your home, autos and business, as well as farm and ranch property.


Home Insurance


Auto Insurance


Farm Insurance


Crop Insurance


Business Insurance


Flood Insurance


Life Insurance


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Bowman News

The first day of Spring is just around the corner...March 20, 2019 at 3:58 PM MDT to be exact! It's been a long, hard Winter and it doesn't seem to be wanting to leave peacefully!

Now would be a great time to get a "Spring" quote on your home and auto policies. We've recently taken on SAFECO as a company to quote home and autos with along with NORTH STAR, CENTER MUTUAL, GRINNELL MUTUAL, PROGRESSIVE, FOREMOST, NORTHWEST GF MUTUAL, HARTLAND MUTUAL, UFG & FARMERS ALLIANCE. We have many options for your home and autos and would love to vist with you about your insurance needs!

We can also insure boats, motorcycles, ATV's, classic cars, farm & commercial!

Call Ty Dix today at 701-523-4333 or text him at 701-206-0749.
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Happy Tuesday! ... See MoreSee Less

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Congratulations to the Hettinger-Scranton Night Hawks on their Region 7 Championship! Good luck and have fun in Grand Forks at the State Class B! ... See MoreSee Less

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Hazen News

I checked my sewer vent just now and it was partially frozen. Have someone check your sewer vent today! ... See MoreSee Less

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West River Telcom is experiencing some issues. If you need to get in touch with our Hazen office, dial 880-0386. ... See MoreSee Less

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4 months ago

Western Frontier Insurance Agency of Hazen

When looking at your insurance policy, which of the following is most important to you? ... See MoreSee Less

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Happy "fall back" Sunday. Remember to roll clocks back an hour, and change smoke detector batteries! ... See MoreSee Less

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Congratulations to Hazen Farmers Union Oil on another great year. Great meeting and meal. ... See MoreSee Less

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A great time was had by all at the North Dakota Cowboy Hall of Fame golf tournament.
Congratulations to team "Broadband Brothers" member Troy Schilling on winning the putting contest sponsored by Dakota Prairie Outdoors and Western Frontier Insurance!
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2018 Dakota Walley Classic results! ... See MoreSee Less

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Hettinger News

Good Luck to the Region 7 Champions the Lady Nighthawks at State Class B Basketball Tournament!Play hard and have fun! 💙💙 ... See MoreSee Less

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Steve and I would like to wish everyone a Happy Thanksgiving! The office will be closed Thursday 22nd and Friday 23rd. Have a safe and wonderful weekend! ... See MoreSee Less

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If there are still insureds out there that have NOT had that first call to set up an appointment for inspection on your hail damage, give us a call at the office. The adjustors are working hard to reach everyone, but some people they have not been able to connect with, so let us help you and get that appointment set up and inspection done!!!!! 701-567-8000 ... See MoreSee Less

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ATTENTION CLIENTS - we do have adjustors currently in town and working down their claims list. There were ALOT of claims last week, they will get to everyone, I promise! They will give you a call when they are ready to see your damage. I KNOW it hard to wait for that call, but it will be coming!!!! ... See MoreSee Less

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And again, another storm! Please know that we will not be in the office tomorrow, but I (Corie) will be in town, if you have a new claim or issue that needs immediate attention, PLEASE call my cell if you have it, or message me on Facebook and I will get ahold of you! It’s been a tough week- but we are her 24/7 to get through all of this together!!! ... See MoreSee Less

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As with any large storm, out of town contractors will be in town to help with the damage. PLEASE make sure you know that these contractors are licensed with the state and insured. ASK to see these items, ASK for a card and call the number to make sure they are a legitimate business. ASK for references. We just want to make sure you are being taken care of and not just 'taken' !! If you have any questions, please call our office anytime! ... See MoreSee Less

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The damage from yesterday may be way worse than you think on homes and buildings, we did receive a bunch of calls today, but if you haven’t called us-give us a ring and we will visit. We want to make sure everyone is taken care of! And be watchful- they are calling for another one tomorrow night! Even if you are the lucky one that has no damage, we still want to be sure!!!! ... See MoreSee Less

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I will be in the office in about 45 mins. I know last night was bad, but we will get all claims started and get the ball rolling to get everything repaired! Thank you! ... See MoreSee Less

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Good Luck this weekend to all the Hettinger- Scranton Night Hawk Wrestlers at East West in New Salem!! ... See MoreSee Less

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Washburn/Wilton News

The following is a helpful article from EMC Insurance Companies: What Is Hydroplaning?

Hydroplaning can happen when water flows between your car’s tires and the pavement. The water prevents tires from gripping the road, which can lead to a loss of steering control and accidents. The effects of hydroplaning are similar to the loss of control drivers experience when driving on icy streets. It may feel like your vehicle is floating and that you have no control over the direction you are heading. For a description of how and why hydroplaning occurs, watch this short video.

Prevent Hydroplaning

“There are ways to prevent hydroplaning,” says EMC Senior Engineer Jim Stotser, “starting with good vehicle maintenance, and following up with training drivers how to handle situations where hydroplaning may occur.” These include:

1. Checking your tires. When performing maintenance, make sure tire tread is in good condition and tires are inflated correctly. The lower your tire inflation and thinner the tread, the greater the possibility of hydroplaning. That’s because deeper tire grooves scatter the water you drive through, allowing for better traction. Rotating tires frequently and replacing them as needed keeps you safer on all roadways, but especially on those that are water- or ice-covered.

2. Understanding the dangers. It’s not just heavy rains and deep puddles that cause hydroplaning.One of the most dangerous times for hydroplaning is within the first 10 minutes of a rain shower. Raindrops mix with dust and oils on the road, and the combo makes a very slick surface. Driving through a large puddle or an area of standing water—even if it’s not raining and the streets aren’t fully wet—can also create conditions for hydroplaning.

3. Driving slower and hanging back. Slowing down is the safest move when the pavement is wet. Not only will you have better visibility, but the slower you drive, the less likely you are to hydroplane. That’s because tires get better traction on wet pavement at lower speeds. How much slower to drive depends on how much rain, the type of pavement and your tire condition. Some experts say that hydroplaning is rare at speeds as low as 30 mph, others suggest 45 mph as a sufficiently safe speed when the pavement is wet. Leave more space between your vehicle and those ahead of you, as it will take longer to stop your vehicle when the pavement is wet. When driving 35 mph on wet pavement, it may take 120 feet or more to come to a stop, while dry-road stops take only 60 to 100 feet.

4. Turning off cruise control. Driving with cruise control on can cause your tires to spin faster if you start to hydroplane, so turning this feature off is a proactive move. Jim also recommends that truck drivers avoid using Jake brakes when driving on wet pavement.

5. Changing lanes if possible. Jim notes that right lanes often have deeper depressions that collect rainwater and those dips can collect enough water to cause hydroplaning. Outside lanes bounded by curbs may also funnel more water flow, which can lead to an increased hydroplaning risk. Freeway exit and entrance ramps also pose a similar water-flow danger. When water combines with the sharp curves of ramps, you can easily lose control of your vehicle. His advice: Slow down when entering a ramp when the pavement is wet.

If you do begin to hydroplane, take your foot off the accelerator, continuing to steer toward the course of the road and remaining calm.
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4 years ago

Western Frontier Insurance Agency of Washburn & Wilton

Thank you to our farmers...be careful out there!Holy cow! KFGO listener Dave Bjorge of Buxton, N.D., sent this photo of his Case IH combine burning. Noboby was injured, thankfully. The combine didn't fare so well. ... See MoreSee Less

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June is the 2nd most dangerous month for "deer hits" in ND. November averages 15 hits per day while June averages 13 per day. Roads are fresh with grass and water in June. Most hits are in the early evening from dusk until 11:00 pm and from dawn till 7:00 am. Ward County, Morton, Burleigh, McLean and Stutsman in the top five most dangerous areas. Speed, swerving and inattentive driving are contributing factors. ... See MoreSee Less

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Our Mission: Western Frontier Insurance Agency will strive to be the best professional insurance agency in the marketing areas it services. Each product provided by the agency has an agent who specializes in that line of insurance. In doing this we will always concentrate on service to our clients, knowledge of our products, risk management and claims services. ... See MoreSee Less

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