We just saved someone $1000 on their homeoweners insurance! They saved movey, got a little more coverage, got a lower deductible and also saved some on their auto policy! Not everyone saves this much as everyone's situation is different, but it is worth checking us out if we can save even a little money with more coverage! And if not, it's a FREE way to check your insurance coverage.
Get a quote today on your home and auto insurance. It's FREE and there is never an obligation to switch. Just answer a few quick questions and Ty Dix will do the rest! You may save some money...so what are you waiting for???
Become a North Dakota Cowboy Hall of Fame member today! Help preserve North Dakota's western heritage for future generations. Print this photo, or stop into Western Frontier Insurance for a membership form. ... See MoreSee Less
With the year "springing" straight from winter to summer, it has caught some of us off guard! Stop in today to get quotes on your boats, motorcycles, campers, and all your other items you need coverage on! ... See MoreSee Less
Come to Western Frontier Insurance to check out the Hazen American Legion Auxiliary's Memorial Day display. The Auxiliary does a beautiful job of remembering those that have served us throughout their lives. Thank you to the members of the Auxiliary for putting in the time and effort into making this wonderful display. ... See MoreSee Less
Always remember, seat belts, watch your speed and don’t drink and drive! A DUI can cost $10,000 or more and there is always a loved one left behind after an auto fatality! Be safe while on the roads!
North Dakota Department of Transportation Today, Vision Zero was launched with Governor Doug Burgum, NDDOT, ND Highway Patrol and ND Department of Health as the state’s primary traffic safety initiative. “There is no acceptable number of deaths on North Dakota roads,” said NDDOT Director Tom Sorel. “In 2017, preliminary data tells us there were 113 motor vehicle fatalities and nearly 3,300 injury crashes, resulting in 466 people being seriously injured. It is important that we all remember these are not just numbers. These are people killed and injured in a motor vehicle crash. The NDDOT is proud to help spearhead Vision Zero as the framework to guide all statewide traffic safety activity, enhance what we’ve done to-date, and ultimately save lives.”
How will you help us reach zero motor vehicle fatalities?
With another round of snow and arctic temps in the forecast, a quick reminder as you travel. Keep some essentials with you on the road; make sure you have snacks, a blanket, a flashlight, (or candle for light and warmth) and a shovel in your trunk. Charge your cell phone before you leave, and bring a cell phone charger bank with you as well, to make sure you can contact emergency assistance if you need it. Be smart and safe on the roads this winter! ... See MoreSee Less
Today's NDCHF Sponsor Spotlight shines it's beam on Western Frontier Insurance Agency! The support we receive from Warren and his entire staff is nothing short of FANTASTIC! With 5 locations in North Dakota and a list of services a mile long, check with Western Frontier Insurance Agency today and let them put a quote together for you. The North Dakota Cowboy Hall of Fame proudly salutes Western Frontier Insurance Agency!
It is bitter cold out there! Dont forget about sewer vents- wind and very cold temps can create a freeze up on the top of the pipe sometimes! Be safe out there in the frigid temps!! ... See MoreSee Less
Congratulations to Melanie Epperly for being our Dec. 18th winner for liking our page! Stop on in to our office at 219 South Main St. to collect your prizes! Thank you for liking our page! ... See MoreSee Less
With the season of giving upon us- 'Like' our new WFI facebook page and get your name in for a drawing for a free gift from our office to be drawn on Dec. 11 and again on Dec. 18th! Like and share with your friends so they can get in the drawing too!!! ... See MoreSee Less
The following is a helpful article from EMC Insurance Companies: What Is Hydroplaning?
Hydroplaning can happen when water flows between your car’s tires and the pavement. The water prevents tires from gripping the road, which can lead to a loss of steering control and accidents. The effects of hydroplaning are similar to the loss of control drivers experience when driving on icy streets. It may feel like your vehicle is floating and that you have no control over the direction you are heading. For a description of how and why hydroplaning occurs, watch this short video.
“There are ways to prevent hydroplaning,” says EMC Senior Engineer Jim Stotser, “starting with good vehicle maintenance, and following up with training drivers how to handle situations where hydroplaning may occur.” These include:
1. Checking your tires. When performing maintenance, make sure tire tread is in good condition and tires are inflated correctly. The lower your tire inflation and thinner the tread, the greater the possibility of hydroplaning. That’s because deeper tire grooves scatter the water you drive through, allowing for better traction. Rotating tires frequently and replacing them as needed keeps you safer on all roadways, but especially on those that are water- or ice-covered.
2. Understanding the dangers. It’s not just heavy rains and deep puddles that cause hydroplaning.One of the most dangerous times for hydroplaning is within the first 10 minutes of a rain shower. Raindrops mix with dust and oils on the road, and the combo makes a very slick surface. Driving through a large puddle or an area of standing water—even if it’s not raining and the streets aren’t fully wet—can also create conditions for hydroplaning.
3. Driving slower and hanging back. Slowing down is the safest move when the pavement is wet. Not only will you have better visibility, but the slower you drive, the less likely you are to hydroplane. That’s because tires get better traction on wet pavement at lower speeds. How much slower to drive depends on how much rain, the type of pavement and your tire condition. Some experts say that hydroplaning is rare at speeds as low as 30 mph, others suggest 45 mph as a sufficiently safe speed when the pavement is wet. Leave more space between your vehicle and those ahead of you, as it will take longer to stop your vehicle when the pavement is wet. When driving 35 mph on wet pavement, it may take 120 feet or more to come to a stop, while dry-road stops take only 60 to 100 feet.
4. Turning off cruise control. Driving with cruise control on can cause your tires to spin faster if you start to hydroplane, so turning this feature off is a proactive move. Jim also recommends that truck drivers avoid using Jake brakes when driving on wet pavement.
5. Changing lanes if possible. Jim notes that right lanes often have deeper depressions that collect rainwater and those dips can collect enough water to cause hydroplaning. Outside lanes bounded by curbs may also funnel more water flow, which can lead to an increased hydroplaning risk. Freeway exit and entrance ramps also pose a similar water-flow danger. When water combines with the sharp curves of ramps, you can easily lose control of your vehicle. His advice: Slow down when entering a ramp when the pavement is wet.
If you do begin to hydroplane, take your foot off the accelerator, continuing to steer toward the course of the road and remaining calm. ... See MoreSee Less
Thank you to our farmers...be careful out there!Holy cow! KFGO listener Dave Bjorge of Buxton, N.D., sent this photo of his Case IH combine burning. Noboby was injured, thankfully. The combine didn't fare so well. ... See MoreSee Less
A standard homeowners policy includes coverage for jewelry and other precious items such as watches and furs. These items are covered for losses caused by all the perils included in your policy such as fire, windstorm, theft and vandalism. However, there are special limits of liability for certain i...
June is the 2nd most dangerous month for "deer hits" in ND. November averages 15 hits per day while June averages 13 per day. Roads are fresh with grass and water in June. Most hits are in the early evening from dusk until 11:00 pm and from dawn till 7:00 am. Ward County, Morton, Burleigh, McLean and Stutsman in the top five most dangerous areas. Speed, swerving and inattentive driving are contributing factors. ... See MoreSee Less
Our Mission: Western Frontier Insurance Agency will strive to be the best professional insurance agency in the marketing areas it services. Each product provided by the agency has an agent who specializes in that line of insurance. In doing this we will always concentrate on service to our clients, knowledge of our products, risk management and claims services. ... See MoreSee Less