Locally owned independent insurance agency serving both North Dakota and South Dakota

 

Call for a free quote
701-523-4333

 
At Western Frontier Insurance Agency, we offer a full range of insurance products to protect your home, autos and business, as well as farm and ranch property.
 

Services

Home Insurance

Home

Auto Insurance

Auto

Farm Insurance

Farm

Crop Insurance

Crop


Business Insurance

Business

Flood Insurance

Flood

Life Insurance

Life

Health Insurance

Health


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Bowman News

Our office in Bowman will be closed on November 26 & 27 for the Thanksgiving Holiday! Happy Thanksgiving from Warren, Ty, Marsha, Darrren & Erika! ... See MoreSee Less

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Give me a call or text for a FREE home & auto quote today!

701-206-0749 (cell)
701-523-4333 (office)
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THINK LIFE INSURANCE!

Juvenile Term Life Insurance

PRODUCT FEATURES
*Simple application process.
*Face value amounts of $10,000 or $20,000.
*One-time premium of $200 or $400.
*Issue ages from birth to 15 years old.
*Tax-free death benefit.
*The death benefit is protected from creditors.
*Conversion to permanent insurance when the child reaches age 25 without any health qualifications.

Call Ty Dix today at 701-523-4333 for more information.

Text - 701-206-0749
tdix@westernfrontierins.com
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Happy Veterans Day! Thank a Veteran for their service today! ... See MoreSee Less

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While deer crashes occur year-round, November has the highest number of crashes. Remember to always wear a seat belt when driving, whether on highways or rural roads. It is your greatest protection in an impact-related crash.

For more safe driving information please go to this link: www.dot.nd.gov/divisions/safety/streetskills/wildlife.htm
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Happy Election Day! ... See MoreSee Less

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We have extra copies of “The Hoopster” & “The Miss Hoopster”...stop in and get yours before we run out! ... See MoreSee Less

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Tomorrow is Friday! I am devoting my whole day to new customers. If you've been thinking about getting a home or auto quote with our agency now is the time to do it! You don't even have to leave the house...call, text or email and I will get the information I need from you and get your quote to you as quickly as possible. I've saved a lot of people money and offered more coverage in some cases! Give me a chance to save you some money!

Ty Dix, Agent
701-523-4333 (office)
701-206-0749 (text)
tdix@westernfrontierins.com
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Hazen News

Drive safe everyone! ... See MoreSee Less

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We have been blessed with great fall weather so far. Safe travels to everyone this holiday season!
Our office will be closed the 26th and 27th for Thanksgiving.
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Thank you to all the veterans, and active military members for standing up tall for our country in times of peace and conflict!
Special thanks to my Grandfather Buster and my Father-in-law Richard for their time in the Navy!
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The loss of a great rancher, poet, and all around gentleman. He will be greatly missed in this world.RIP Rodney Nelson
1949-2020
Thanks for all the great laughs Rodney!
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With many new trends in our world, remember to talk with your insurance provider about how some of them may affect your coverage.
From auto policy issues you may have from delivery for someone like Jimmy John's, to signing up for services that allow you to rent out your extra car to individuals.
Home exposures such as home hair shops or beauty suppy sales, to massage therapy.
All of these situations could cause problems with your policies.
Visit your agent today of you have coverage concerns!
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Honorary Local Brand Inspector - Cary Hande ... See MoreSee Less

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1 month ago

Western Frontier Insurance Agency of Hazen

Rodney Nelson Performs "Not Enough Snuff" at the 2019 National Cowboy Poetry Gathering ... See MoreSee Less

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Congratulations to a great family that runs a great operation.It is with pleasure to announce the 2020 Farmer/Rancher of the Year as Brooks Chalky Butte Ranch. Our honorees include brothers Steve and Ryan along with their wives April and Becky who farm and ranch in Slope County.

Brooks Chalky Butte Ranch operates on 15,000 acres. Working together to create a diversified operation, Steve leads the ranching operation and Ryan leads the farming operation. The farm and ranch was started in 1904 by great, great-grandfather William Sheets and was purchased by Steve and Ryan in 1983. The ranch continues the family tradition with Steve’s and Ryan’s kids as sixth generation farmers and ranchers.

The ranch runs a registered Angus herd including 550 cows and 175 yearling heifers. They utilize artificial insemination and some embryo transfer to ensure a strong calving season. Two sales are conducted each year, a female sale in December and a bull sale in April. The April bull sale also includes around 1,000 yearling heifers from past bull customers.

The farm runs on 4,500 acres and raises corn, wheat, durum, chickpeas, sunflowers, lentils, and cover crops. Ryan’s focus is to maintain good rotation of crops and also good farming practice. Our family commitment to the land is second to family.

Steve and April are parents to Calli (Levi), Cassi, and Skeeter and have two grandchildren. Ryan and Becky are parents to Sasha (Lucas), Alicia (Nathan), Carter (Tianna), and Mariah (Mark) and have four grandchildren with one more on the way.

Steve, April, Ryan, and Becky are all very active in the community serving on many boards. Some of these include and have included Slope County Crop Improvement Association, North Dakota Angus Association Board, Certified Angus Beef Commission, American Angus Board, ND Stockmen’s Association, Bowman Area Chamber of Commerce, Northern Pulse Growers Association, State Board of Research and Extension, USA Dry Pea and Lentil Association, Bowman Grain, Inc., and many more.

The annual Agriculture Appreciation Banquet hosted by Bowman Area Chamber of Commerce will look a little different this year. Foregoing the traditional banquet open to the public at the 4 Seasons Pavilion, this year’s honorees will receive an intimate family celebration at Sweetwater Golf Course. The 2020 banquet honoring Brooks Chalky Butte Ranch is closed to the public and by invite only.

The agricultural business is at the very heart of Bowman, Slope, and Harding Counties. Help us show them all just how much we appreciate the long hours and hard work they put in. Cards of congratulations can be sent to PO Box 1143, Bowman, ND 58623. The life of a farmer/rancher is never easy, but the gift they give to all of us is worth it.
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🧑‍🚒 Life is hectic, turning many of us into great multi-taskers. But don’t let your great multi-tasking skills distract you in the kitchen!
🍲 Unattended cooking is the leading cause of home cooking fires: Stay focused and keep a close eye on what you’re cooking! #FirePreventionWeek bit.ly/2XtNrzK
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Hettinger News

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Washburn/Wilton News

One wall painted! 3 to go...there will be an area of 4x6 frames of area and surrounding area landscape photos...if you have a favorite pic taken of your fields, Northern lights, old farmsteads or vehicles, the river, or business landscape ( example coal county photos) feel free to drop one off and they will be on the wall mid December! Once I have too many I will rotate them! ... See MoreSee Less

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1 years ago

Western Frontier Insurance Agency of Washburn & Wilton

Western Frontier Insurance Agency of Washburn & Wilton ... See MoreSee Less

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1 years ago

Western Frontier Insurance Agency of Washburn & Wilton

Western Frontier Insurance Agency of Washburn & Wilton's cover photo ... See MoreSee Less

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Yes we have moved!
1304 Northgate Rd in Washburn!
I will be in Washburn this week and we will be open 8:30 Monday morning.
We are busy between the move and helping with the workload in the Wilton office (we are hiring a CSR if interested). I will be back in Washburn daily once this happens! Thank you for your support...we are excited for things to come!
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WESTERN FRONTIER INSURANCE

Southwest Insurance Agency opened in 2001. Later, in 2007, they changed their name to Western Frontier Insurance Agency, Bowman, ND. They now have five locations throughout Western North Dakota to best serve their clients.

701.523.4333
westernfrontierins.com
105 S Main
Bowman, ND
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The following is a helpful article from EMC Insurance Companies: What Is Hydroplaning?

Hydroplaning can happen when water flows between your car’s tires and the pavement. The water prevents tires from gripping the road, which can lead to a loss of steering control and accidents. The effects of hydroplaning are similar to the loss of control drivers experience when driving on icy streets. It may feel like your vehicle is floating and that you have no control over the direction you are heading. For a description of how and why hydroplaning occurs, watch this short video.

Prevent Hydroplaning

“There are ways to prevent hydroplaning,” says EMC Senior Engineer Jim Stotser, “starting with good vehicle maintenance, and following up with training drivers how to handle situations where hydroplaning may occur.” These include:

1. Checking your tires. When performing maintenance, make sure tire tread is in good condition and tires are inflated correctly. The lower your tire inflation and thinner the tread, the greater the possibility of hydroplaning. That’s because deeper tire grooves scatter the water you drive through, allowing for better traction. Rotating tires frequently and replacing them as needed keeps you safer on all roadways, but especially on those that are water- or ice-covered.

2. Understanding the dangers. It’s not just heavy rains and deep puddles that cause hydroplaning.One of the most dangerous times for hydroplaning is within the first 10 minutes of a rain shower. Raindrops mix with dust and oils on the road, and the combo makes a very slick surface. Driving through a large puddle or an area of standing water—even if it’s not raining and the streets aren’t fully wet—can also create conditions for hydroplaning.

3. Driving slower and hanging back. Slowing down is the safest move when the pavement is wet. Not only will you have better visibility, but the slower you drive, the less likely you are to hydroplane. That’s because tires get better traction on wet pavement at lower speeds. How much slower to drive depends on how much rain, the type of pavement and your tire condition. Some experts say that hydroplaning is rare at speeds as low as 30 mph, others suggest 45 mph as a sufficiently safe speed when the pavement is wet. Leave more space between your vehicle and those ahead of you, as it will take longer to stop your vehicle when the pavement is wet. When driving 35 mph on wet pavement, it may take 120 feet or more to come to a stop, while dry-road stops take only 60 to 100 feet.

4. Turning off cruise control. Driving with cruise control on can cause your tires to spin faster if you start to hydroplane, so turning this feature off is a proactive move. Jim also recommends that truck drivers avoid using Jake brakes when driving on wet pavement.

5. Changing lanes if possible. Jim notes that right lanes often have deeper depressions that collect rainwater and those dips can collect enough water to cause hydroplaning. Outside lanes bounded by curbs may also funnel more water flow, which can lead to an increased hydroplaning risk. Freeway exit and entrance ramps also pose a similar water-flow danger. When water combines with the sharp curves of ramps, you can easily lose control of your vehicle. His advice: Slow down when entering a ramp when the pavement is wet.

If you do begin to hydroplane, take your foot off the accelerator, continuing to steer toward the course of the road and remaining calm.
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Thank you to our farmers...be careful out there!Holy cow! KFGO listener Dave Bjorge of Buxton, N.D., sent this photo of his Case IH combine burning. Noboby was injured, thankfully. The combine didn't fare so well. ... See MoreSee Less

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