Locally owned independent insurance agency serving both North Dakota and South Dakota

 

Call for a free quote
701-523-4333

 
At Western Frontier Insurance Agency, we offer a full range of insurance products to protect your home, autos and business, as well as farm and ranch property.
 

Services

Home Insurance

Home

Auto Insurance

Auto

Farm Insurance

Farm

Crop Insurance

Crop


Business Insurance

Business

Flood Insurance

Flood

Life Insurance

Life

Health Insurance

Health


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Bowman News

Congratulations to the Bowman County 2020 Homecoming Court! Noah Wokal, Brady Senn, Brendon Rasmussen, Colby Schaff, Brian Miller, Amy Jeffers, Logan Blankenbaker, Jocelyn Kulseth, Esmeralda Madrigal and Jenna Buchholz. #BulldogNATION #BulldogPRIDE #BulldogGRIT

Brady Senn, Brendon Rasmussen, Colby Schaff & Jocelyn Kulseth are all customers here at Western Frontier Insurance Agency!
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Give me a call or text for a FREE home & auto quote today!

701-206-0749 (cell)
701-523-4333 (office)
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Tomorrow I am devoting my whole day to new customers. If you've been thinking about getting a home or auto quote with our agency now is the time to do it! You can give me a call, drop me a text message, FaceTime/Skype, email or stop in person. I will get a few bits of info from you and have a quote done usually within an hour. I've saved a lot of people money and offered more coverage's so give me a chance to save you some money!

Ty Dix, Agent
701-523-4333 (office)
701-206-0749 (text)
tdix@westernfrontierins.com
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Stop in and pick up a ticket today...only $10.00 per ticket! ... See MoreSee Less

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I never mention names of customers or companies but I can tell you that I am saving a customer $1150 on a homeowners quote in Bowman. I am also giving more coverage on the home. Everyone’s circumstances are different and not everyone will save that much money but I encourage you to let me quote your home and auto insurance today. It’s FREE and there is NO OBLIGATION to switch to our agency! Call or text me today and I will go to work for you!

Ty Dix
Office: 701-523-4333
Cell: 701-206-0749
tdix@westernfrontierins.com
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1 month ago

Western Frontier Insurance Agency, Bowman, ND

It's that time of year again when we start sending our kids back to college! Have you thought about a renters policy to cover their personal property and provide personal liability? Laptop computers are an item that is easily stolen and should be scheduled separately on a renters policy so it can be covered ANYWHERE! Premiums can start as low as $125/year for $10,000 in personal property and $1,000,000 for personal liability. Call Ty Dix today for more information and a FREE quote at 701-523-4333 or text him at 701-206-0749.

Ty Dix, Agent
Phone: 701-523-4333
Fax: 701-523-4331
Text: 701-206-0749
Email: tdix@westernfrontierins.com
Website: www.westernfrontierins.com
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This product is available to anyone 15 years old and younger. Give me a call if you are interested or want more information.

Ty Dix
Office: 701-523-4333
Cell: 701-206-0749
tdix@westernfrontierins.com
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Did you know that we offer FREE Notary Services for our customers? Stop in and see Ty Dix today! (A small fee may be charged if you are not a customer with our agency.)

Ty Dix, Agent
701-523-4333 (office)
701-206-0748 (text - cell)
tdix@westernfrontierins.com
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I’m back at the office and ready to get to work for you! Bring in your home and auto policies and see if I can save you money. Get an insurance checkup for FREE! I’m licensed in ND & SD.

Ty Dix, Agent
701-523-4333 (office)
701-206-0748 (text - cell)
tdix@westernfrontierins.com
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Just a note to let you all know that I will be out of the office all of next week (July 20-24) on vacation for my daughter's wedding week! If you need anything please call 701-523-4333 and Erika or Marsha should be able to help you out or get you an answer to your questions. I will be back at my desk on July 27. Have a great weekend!

Ty Dix
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Hazen News

Remember Ranchers, end of September is the deadline for forage coverage sign up! Let me know if you are interested and we can help you out! ... See MoreSee Less

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Fall is upon us, and with that comes an annual North Dakota Holiday.....Hunting Openers!
With Dove, Elk, Moose, Deer Bow, Goose, Grouse and Partridge open. Along with next Fridays Youth Deer rifle opener, please try to remember to be careful on public and private lands.
We have been fortunate to get some rain in some areas, but it is still extremely dry on average. Stay on trials and be aware of where you park. Also remember that ranchers are still hauling hay and cattle. If you stop to glass, or park to go walk be courteous and do not block roads!
Have fun and good luck! I was lucky enough to fill by bow tag this last weekend.
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Check out Garrisons new carwash! ... See MoreSee Less

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We have been experiencing a delay in receipt of payments sent to our companies. It seems the mail is having issues as of late.

We strongly recommend that if you have payments due in the near future that you take advantage of online payment options with our companies. Or if you would like, stop in any of our locations and we can assist you with online payments!
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We hope everyone has had a good "back to school" experience this past week! ... See MoreSee Less

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Not quite what the boys were shooting for, but a heck of a showing at the 40+ D1 state tournament!
Thanks for doing Hazen Cenex and WFI proud.
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People are always asking why insurance companies do not like "bar fuses" and "screw in fuses"......
This, this right here....
😳🙄
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The Hazen Lumber Kings defeat the Beulah Twisters 19-14 to claim the District 5 Championship! The Lumber Kings advance to the 2020 ND Babe Ruth Class B Tournament in Kindred on July31-August 4th. ... See MoreSee Less

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Final results for the 25th annual Dakota Walleye Classic!

Congratulations to Team #118 Chris Haustad and Ryan Subart with a 10 fish total of #38.90 to win the 2020 Dakota Walleye Classic!!!

First day leaders Team #118 Chris Haustad and Ryan Subart won $500

Big Fish day 1 Team #72 Casey Dodgson and Logan Clark won $1000

Big Fish day 2 Team #150 Rob Moore and Mitch Weigum won $1000

The team in 25th place, in celebration of the 25th year of the tournament won #1000. This went to team #143 Christ Marshall and Chad Marshall
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Hettinger News

Our office in Hettinger will be closed on July 3rd to celebrate the July 4th weekend holiday! We will see you Monday July 6th - Have a Happy and Safe 4th Of July!!! ... See MoreSee Less

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As of today, April 3, 2020, we are locking our doors so we can help control the spread of Covid-19 and control access to the our building to keep our employees safe. We ARE NOT closing and will still be available Monday through Friday from 8:30 AM to 5:00 PM to make changes, turn in claims and even do new quotes. If you have a payment to be made, please at this time drop it in the mail to us at PO Box 110, Hettinger.

During this time we will not be doing any face-to-face renewal visits as we normally do, so if you have any questions or changes please call us at 701-567-8000 or send us an email.

Stephen Hedstrom - (cell) 701-928-1130
Corie Lien - (cell) 701-567-3850
Office Phone: 701-567-8000
Office Fax: 701-567-8001

Stephen - shedstrom@westernfronterins.com
Corie- clien@westernfronterins.com

Thanks for your business and we wish you all the best during this unprecedented time. Be patient and listen to our government & health officials and we will all make it through!
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As of now we are keeping normal hours at the office, but due to the COVID-19, we understand that people are more and more taking the status of Shelter In Place, we do have many other options to contact us with questions, concerns, payments and any insurance updates. You can call the office at 701-567-8000, you can also email Steve at shedstrom@westernfronterins.com or Corie at clien@westernfrontierins.com. If you find that you are in a situation due to illness or loss of employment, please contact our office. Some of our companies have started to work with insureds that are being hit the hardest right now and are not able to make payments at this time. Please be safe, and know we are here to help in any way we can! ... See MoreSee Less

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BE SAFE!! REMEMBER TO TURN ON YOUR HEADLIGHTS TODAY IN THE FOG!!!!!! ... See MoreSee Less

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Western Frontier Insurance office in Hettinger will be closed on Friday, April 19th in observance of Good Friday and the Easter holiday. Have a wonderful weekend! ... See MoreSee Less

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Good Luck to the Region 7 Champions the Lady Nighthawks at State Class B Basketball Tournament!Play hard and have fun! 💙💙 ... See MoreSee Less

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Steve and I would like to wish everyone a Happy Thanksgiving! The office will be closed Thursday 22nd and Friday 23rd. Have a safe and wonderful weekend! ... See MoreSee Less

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If there are still insureds out there that have NOT had that first call to set up an appointment for inspection on your hail damage, give us a call at the office. The adjustors are working hard to reach everyone, but some people they have not been able to connect with, so let us help you and get that appointment set up and inspection done!!!!! 701-567-8000 ... See MoreSee Less

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Washburn/Wilton News

We are open for business but I will strive to do most interaction over the phone, text, or email.

I can help you with your insurance questions or billing issues. Please feel free to contact me however is most convenient and safe for you during this time.

Tammy Stein-Dockter, Washburn office

Phone: 701-462-8404
Cell: 701-527-6043
Email: tstein-dockter@westernfrontierins.com
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11 months ago

Western Frontier Insurance Agency of Washburn & Wilton

Western Frontier Insurance Agency of Washburn & Wilton ... See MoreSee Less

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11 months ago

Western Frontier Insurance Agency of Washburn & Wilton

Western Frontier Insurance Agency of Washburn & Wilton's cover photo ... See MoreSee Less

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Yes we have moved!
1304 Northgate Rd in Washburn!
I will be in Washburn this week and we will be open 8:30 Monday morning.
We are busy between the move and helping with the workload in the Wilton office (we are hiring a CSR if interested). I will be back in Washburn daily once this happens! Thank you for your support...we are excited for things to come!
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WESTERN FRONTIER INSURANCE

Southwest Insurance Agency opened in 2001. Later, in 2007, they changed their name to Western Frontier Insurance Agency, Bowman, ND. They now have five locations throughout Western North Dakota to best serve their clients.

701.523.4333
westernfrontierins.com
105 S Main
Bowman, ND
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The following is a helpful article from EMC Insurance Companies: What Is Hydroplaning?

Hydroplaning can happen when water flows between your car’s tires and the pavement. The water prevents tires from gripping the road, which can lead to a loss of steering control and accidents. The effects of hydroplaning are similar to the loss of control drivers experience when driving on icy streets. It may feel like your vehicle is floating and that you have no control over the direction you are heading. For a description of how and why hydroplaning occurs, watch this short video.

Prevent Hydroplaning

“There are ways to prevent hydroplaning,” says EMC Senior Engineer Jim Stotser, “starting with good vehicle maintenance, and following up with training drivers how to handle situations where hydroplaning may occur.” These include:

1. Checking your tires. When performing maintenance, make sure tire tread is in good condition and tires are inflated correctly. The lower your tire inflation and thinner the tread, the greater the possibility of hydroplaning. That’s because deeper tire grooves scatter the water you drive through, allowing for better traction. Rotating tires frequently and replacing them as needed keeps you safer on all roadways, but especially on those that are water- or ice-covered.

2. Understanding the dangers. It’s not just heavy rains and deep puddles that cause hydroplaning.One of the most dangerous times for hydroplaning is within the first 10 minutes of a rain shower. Raindrops mix with dust and oils on the road, and the combo makes a very slick surface. Driving through a large puddle or an area of standing water—even if it’s not raining and the streets aren’t fully wet—can also create conditions for hydroplaning.

3. Driving slower and hanging back. Slowing down is the safest move when the pavement is wet. Not only will you have better visibility, but the slower you drive, the less likely you are to hydroplane. That’s because tires get better traction on wet pavement at lower speeds. How much slower to drive depends on how much rain, the type of pavement and your tire condition. Some experts say that hydroplaning is rare at speeds as low as 30 mph, others suggest 45 mph as a sufficiently safe speed when the pavement is wet. Leave more space between your vehicle and those ahead of you, as it will take longer to stop your vehicle when the pavement is wet. When driving 35 mph on wet pavement, it may take 120 feet or more to come to a stop, while dry-road stops take only 60 to 100 feet.

4. Turning off cruise control. Driving with cruise control on can cause your tires to spin faster if you start to hydroplane, so turning this feature off is a proactive move. Jim also recommends that truck drivers avoid using Jake brakes when driving on wet pavement.

5. Changing lanes if possible. Jim notes that right lanes often have deeper depressions that collect rainwater and those dips can collect enough water to cause hydroplaning. Outside lanes bounded by curbs may also funnel more water flow, which can lead to an increased hydroplaning risk. Freeway exit and entrance ramps also pose a similar water-flow danger. When water combines with the sharp curves of ramps, you can easily lose control of your vehicle. His advice: Slow down when entering a ramp when the pavement is wet.

If you do begin to hydroplane, take your foot off the accelerator, continuing to steer toward the course of the road and remaining calm.
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Thank you to our farmers...be careful out there!Holy cow! KFGO listener Dave Bjorge of Buxton, N.D., sent this photo of his Case IH combine burning. Noboby was injured, thankfully. The combine didn't fare so well. ... See MoreSee Less

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