Locally owned independent insurance agency serving both North Dakota and South Dakota

 

Call for a free quote
701-523-4333

 
At Western Frontier Insurance Agency, we offer a full range of insurance products to protect your home, autos and business, as well as farm and ranch property.
 

Services

Home Insurance

Home

Auto Insurance

Auto

Farm Insurance

Farm

Crop Insurance

Crop


Business Insurance

Business

Flood Insurance

Flood

Life Insurance

Life

Health Insurance

Health


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Bowman News

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Call Ty Dix at 701-523-4333 for a FREE quote! ... See MoreSee Less

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The week after Christmas and before New Years Day is usually a slow week here at Western Frontier Insurance in Bowman so now is a perfect time to stop in and visit with Ty Dix about your insurance needs. No appointment is needed, just stop in or call Ty at 701-523-4333. Start 2020 off right with a Home & Auto quote from Western Frontier Insurance Agency in Bowman today! You'll be glad you did!

701-523-4333(office)
701-206-0749(text)
701-523-4331(fax)
tdix@westernfrontierins.com
www.westernfrontierins.com
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Our office in Bowman will close at Noon today and will reopen on Thursday, December 26. Merry Christmas from Warren, Ty, Marsha, Darren & Erika! ... See MoreSee Less

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Our office in Bowman will close at Noon on Christmas Eve(12/24) and we will be closed on Christmas Day(12/25). Merry Christmas from Warren, Ty, Darren, Marsha & Erika!

If you have an emergency and need an agent on a day that we are closed...please call Ty Dix at 701-206-0749 or Warren Flath at 701-523-2308.
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Our office in Bowman will close at Noon on Christmas Eve(12/24) and we will be closed on Christmas Day(12/25). Merry Christmas from Warren, Ty, Darren, Marsha & Erika!

If you have an emergency and need an agent on a day that we are closed...please call Ty Dix at 701-206-0749 or Warren Flath at 701-523-2308.
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Stop in this week and visit with Ty Dix about your home & auto insurance needs! All quotes are FREE and there is never any obligation to switch to our agency. Call Ty at 701-523-4333 or stop in anytime at out office at 105 South Main Street in Bowman. Too busy to stop in or call...text Ty anytime at 701-206-0749!

tdix@westernfrontierins.com
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Hazen News

Just a comprehensive infographic on ice thickness for your #SundayFunny pleasure. ... See MoreSee Less

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Merry Christmas to everyone from all of us at WFIA! ... See MoreSee Less

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North Dakota Holliday tomorrow, deer opener! Everyone be safe and have a great hunt. ... See MoreSee Less

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2 months ago

Western Frontier Insurance Agency of Hazen

Just so everyone is up to date, our Washburn office has moved! ... See MoreSee Less

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Mayor Jerry Obenauer welcoming the patrons to the 75th annual Hazen Farmers Union Oil meeting.
Congratulations to Paul Doll and all of his employees, current and past board members and patrons on 75 years of success!
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5 months ago

Western Frontier Insurance Agency of Hazen

Congratulations to the Hazen Cenex / Western Frontier Insurance team!
After a second place 35+ Masters finish at McQuades, they roll through 40+ Masters state for the win!
We also were able to collect the win at the year end league tournament in Beulah.
Great season with a great bunch of guys.
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8-1-19 Mercer County ND
Photo credit to Cheyenne Schriefer.
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Congratulations to the 2019 Dakota Walleye Classic competitors!
They set a one day way in record with 29.07 pounds, and a tournament record for the win with 52.44 pounds!
Also, thank you to all the committee members and volunteers for the time and effort to put on a great tournament!
The winning team took home $12,000 with payout going down to 33rd place.
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Hettinger News

Western Frontier Insurance office in Hettinger will be closed on Friday, April 19th in observance of Good Friday and the Easter holiday. Have a wonderful weekend! ... See MoreSee Less

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Good Luck to the Region 7 Champions the Lady Nighthawks at State Class B Basketball Tournament!Play hard and have fun! 💙💙 ... See MoreSee Less

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Steve and I would like to wish everyone a Happy Thanksgiving! The office will be closed Thursday 22nd and Friday 23rd. Have a safe and wonderful weekend! ... See MoreSee Less

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If there are still insureds out there that have NOT had that first call to set up an appointment for inspection on your hail damage, give us a call at the office. The adjustors are working hard to reach everyone, but some people they have not been able to connect with, so let us help you and get that appointment set up and inspection done!!!!! 701-567-8000 ... See MoreSee Less

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ATTENTION CLIENTS - we do have adjustors currently in town and working down their claims list. There were ALOT of claims last week, they will get to everyone, I promise! They will give you a call when they are ready to see your damage. I KNOW it hard to wait for that call, but it will be coming!!!! ... See MoreSee Less

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And again, another storm! Please know that we will not be in the office tomorrow, but I (Corie) will be in town, if you have a new claim or issue that needs immediate attention, PLEASE call my cell if you have it, or message me on Facebook and I will get ahold of you! It’s been a tough week- but we are her 24/7 to get through all of this together!!! ... See MoreSee Less

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As with any large storm, out of town contractors will be in town to help with the damage. PLEASE make sure you know that these contractors are licensed with the state and insured. ASK to see these items, ASK for a card and call the number to make sure they are a legitimate business. ASK for references. We just want to make sure you are being taken care of and not just 'taken' !! If you have any questions, please call our office anytime! ... See MoreSee Less

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The damage from yesterday may be way worse than you think on homes and buildings, we did receive a bunch of calls today, but if you haven’t called us-give us a ring and we will visit. We want to make sure everyone is taken care of! And be watchful- they are calling for another one tomorrow night! Even if you are the lucky one that has no damage, we still want to be sure!!!! ... See MoreSee Less

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I will be in the office in about 45 mins. I know last night was bad, but we will get all claims started and get the ball rolling to get everything repaired! Thank you! ... See MoreSee Less

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Washburn/Wilton News

Wishing you all the best in 2020! ... See MoreSee Less

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2 months ago

Western Frontier Insurance Agency of Washburn & Wilton

Western Frontier Insurance Agency of Washburn & Wilton ... See MoreSee Less

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2 months ago

Western Frontier Insurance Agency of Washburn & Wilton

Western Frontier Insurance Agency of Washburn & Wilton's cover photo ... See MoreSee Less

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Yes we have moved!
1304 Northgate Rd in Washburn!
I will be in Washburn this week and we will be open 8:30 Monday morning.
We are busy between the move and helping with the workload in the Wilton office (we are hiring a CSR if interested). I will be back in Washburn daily once this happens! Thank you for your support...we are excited for things to come!
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6 months ago

Western Frontier Insurance Agency of Washburn & Wilton

WESTERN FRONTIER INSURANCE

Southwest Insurance Agency opened in 2001. Later, in 2007, they changed their name to Western Frontier Insurance Agency, Bowman, ND. They now have five locations throughout Western North Dakota to best serve their clients.

701.523.4333
westernfrontierins.com
105 S Main
Bowman, ND
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The following is a helpful article from EMC Insurance Companies: What Is Hydroplaning?

Hydroplaning can happen when water flows between your car’s tires and the pavement. The water prevents tires from gripping the road, which can lead to a loss of steering control and accidents. The effects of hydroplaning are similar to the loss of control drivers experience when driving on icy streets. It may feel like your vehicle is floating and that you have no control over the direction you are heading. For a description of how and why hydroplaning occurs, watch this short video.

Prevent Hydroplaning

“There are ways to prevent hydroplaning,” says EMC Senior Engineer Jim Stotser, “starting with good vehicle maintenance, and following up with training drivers how to handle situations where hydroplaning may occur.” These include:

1. Checking your tires. When performing maintenance, make sure tire tread is in good condition and tires are inflated correctly. The lower your tire inflation and thinner the tread, the greater the possibility of hydroplaning. That’s because deeper tire grooves scatter the water you drive through, allowing for better traction. Rotating tires frequently and replacing them as needed keeps you safer on all roadways, but especially on those that are water- or ice-covered.

2. Understanding the dangers. It’s not just heavy rains and deep puddles that cause hydroplaning.One of the most dangerous times for hydroplaning is within the first 10 minutes of a rain shower. Raindrops mix with dust and oils on the road, and the combo makes a very slick surface. Driving through a large puddle or an area of standing water—even if it’s not raining and the streets aren’t fully wet—can also create conditions for hydroplaning.

3. Driving slower and hanging back. Slowing down is the safest move when the pavement is wet. Not only will you have better visibility, but the slower you drive, the less likely you are to hydroplane. That’s because tires get better traction on wet pavement at lower speeds. How much slower to drive depends on how much rain, the type of pavement and your tire condition. Some experts say that hydroplaning is rare at speeds as low as 30 mph, others suggest 45 mph as a sufficiently safe speed when the pavement is wet. Leave more space between your vehicle and those ahead of you, as it will take longer to stop your vehicle when the pavement is wet. When driving 35 mph on wet pavement, it may take 120 feet or more to come to a stop, while dry-road stops take only 60 to 100 feet.

4. Turning off cruise control. Driving with cruise control on can cause your tires to spin faster if you start to hydroplane, so turning this feature off is a proactive move. Jim also recommends that truck drivers avoid using Jake brakes when driving on wet pavement.

5. Changing lanes if possible. Jim notes that right lanes often have deeper depressions that collect rainwater and those dips can collect enough water to cause hydroplaning. Outside lanes bounded by curbs may also funnel more water flow, which can lead to an increased hydroplaning risk. Freeway exit and entrance ramps also pose a similar water-flow danger. When water combines with the sharp curves of ramps, you can easily lose control of your vehicle. His advice: Slow down when entering a ramp when the pavement is wet.

If you do begin to hydroplane, take your foot off the accelerator, continuing to steer toward the course of the road and remaining calm.
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4 years ago

Western Frontier Insurance Agency of Washburn & Wilton

Thank you to our farmers...be careful out there!Holy cow! KFGO listener Dave Bjorge of Buxton, N.D., sent this photo of his Case IH combine burning. Noboby was injured, thankfully. The combine didn't fare so well. ... See MoreSee Less

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