Locally owned independent insurance agency serving both North Dakota and South Dakota
At Western Frontier Insurance Agency, we offer a full range of insurance products to protect your home, autos and business, as well as farm and ranch property.
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Bowman News
Our office in Bowman will be closed on Monday, May 27, in observance of Memorial Day.
Hail season is upon us! Are your COMP deductibles where you want them on your auto policy? Is your homeowners deductible where you want it? Give Ty Dix a call today to go over your home and auto policies and make sure you are covered the way you want to be.
701-523-4333(office)
701-206-0749(text)
tdix@westernfrontierins.com
When is the last time you had an insurance check-up? Most of us will answer...NEVER. Well, I'd like you to change that today and have you give me a call at 701-523-4333 or text me at 701-206-0749 to get the ball rolling. All I need is a little bit of information from you and I will do all the rest of the work. You may save money. You may not. You might be underinsured. You might be overinsured. An insurance check-up will help you find out.
WESTERN FRONTIER INSURANCE AGENCY
105 SOUTH MAIN ST
BOWMAN, ND 58623
We are an independent agency licensed in North Dakota & South Dakota.
We can quote home, auto, life, business/commercial, farm, motorcycle, boat, ATV, classic car and more.
Here are some of the companies that we write business with:
1. Center Mutual Insurance Company
2. North Star Mutual Insurance Company
3. Safeco
4. Farmers Alliance Insurance Company
5. Hartland Mutual Insurance Company
6. Northwest GF Mutual Insurance
7. Progressive
8. Dairyland
9. Foremost
10. Berkley Classics
11. United Fire Group
12. Continental Western Group
13. Grinnell Mutual Insurance Company
Plus many other brokers for specialty type insurance quotes. As you can see we have options for most all of your insurance needs.
Below is the link to our Facebook page...LIKE & SHARE if you so choose.
www.facebook.com/westernfrontierinsuranceagencybowman
Western Frontier Insurance Agency, Bowman, ND
Independent insurance agency licensed in North Dakota and South Dakota. Warren Flath, Ty Dix, Darren Limesand & Marsha Ridl.When is the last time you had an insurance check-up? Most of us will answer...NEVER. Well, I'd like you to change that today and have you give me a call at 701-523-4333 or text me at 701-206-0749 to get the ball rolling. All I need is a little bit of information from you and I will do all the rest of the work. You may save money. You may not. You might be underinsured. You might be overinsured. An insurance check-up will help you find out.
WESTERN FRONTIER INSURANCE AGENCY
105 SOUTH MAIN ST
BOWMAN, ND 58623
We are an independent agency licensed in North Dakota & South Dakota.
We can quote home, auto, life, business/commercial, farm, motorcycle, boat, ATV, classic car and more.
Here are some of the companies that we write business with:
1. Center Mutual Insurance Company
2. North Star Mutual Insurance Company
3. Safeco
4. Farmers Alliance Insurance Company
5. Hartland Mutual Insurance Company
6. Northwest GF Mutual Insurance
7. Progressive
8. Dairyland
9. Foremost
10. Berkley Classics
11. United Fire Group
12. Continental Western Group
13. Grinnell Mutual Insurance Company
Plus many other brokers for specialty type insurance quotes. As you can see we have options for most all of your insurance needs.
Below is the link to our Facebook page...LIKE & SHARE if you so choose.
www.facebook.com/westernfrontierinsuranceagencybowman
Western Frontier Insurance Agency, Bowman, ND
Independent insurance agency licensed in North Dakota and South Dakota. Warren Flath, Ty Dix, Darren Limesand & Marsha Ridl.When is the last time you had an insurance check-up? Most of us will answer...NEVER. Well, I'd like you to change that today and have you give me a call at 701-523-4333 or text me at 701-206-0749 to get the ball rolling. All I need is a little bit of information from you and I will do all the rest of the work. You may save money. You may not. You might be underinsured. You might be overinsured. An insurance check-up will help you find out.
WESTERN FRONTIER INSURANCE AGENCY
105 SOUTH MAIN ST
BOWMAN, ND 58623
We are an independent agency licensed in North Dakota & South Dakota.
We can quote home, auto, life, business/commercial, farm, motorcycle, boat, ATV, classic car and more.
Here are some of the companies that we write business with:
1. Center Mutual Insurance Company
2. North Star Mutual Insurance Company
3. Safeco
4. Farmers Alliance Insurance Company
5. Hartland Mutual Insurance Company
6. Northwest GF Mutual Insurance
7. Progressive
8. Dairyland
9. Foremost
10. Berkley Classics
11. United Fire Group
12. Continental Western Group
13. Grinnell Mutual Insurance Company
Plus many other brokers for specialty type insurance quotes. As you can see we have options for most all of your insurance needs.
Below is the link to our Facebook page...LIKE & SHARE if you so choose.
www.facebook.com/westernfrontierinsuranceagencybowman/
Western Frontier Insurance Agency, Bowman, ND
Independent insurance agency licensed in North Dakota and South Dakota. Warren Flath, Ty Dix, Darren Limesand & Marsha Ridl.Hazen News
North Dakota Insurance Department
Insurance Department Files Fraud Charges Against Two Individuals Totaling Nearly $29,000 bit.ly/2R9N0IoSevere Weather is likely Friday across portions of North Dakota and South Dakota.
Very large hail and 70+ mph winds are possible from about 6 PM to midnight.
We would like to once again thanks the Legion Auxiliary for the wonderful display to honor Mercer County veterans!
Important information for Hazen Pool, or any pool or lake or any body of water!
Hazen Swimming Pool & Water Slide
Parents and swimming patrons, please please please do not send your children to the pool in life jackets if they are alone. Every single swimmer who requires the use of a lifejacket, bubble or swimming aid also requires the supervision of someone who is at least 16 years old. We have to be relentless with this rule because we are in the business of safety and saving lives. Here’s why...these little kids just don’t get it. They need supervision and guidance. They take off their life jackets, go down the slide and swim alone when they should not. It is not fun (actually quite scary) to jump in after a child struggling in the water. Today one of our lifeguards had to do that. And yes, our job is to assist in this scenario, but our job is also to prevent these scenarios. We are not a babysitting service for non-swimmers. SOMEONE 16 OR OLDER NEEDS TO BE IN THE WATER WITH NON-SWIMMERS...EVEN THOSE WEARING LIFEJACKETS. Please share this post if you feel it is necessary and pass the info along to anyone who needs to know. Thank you for complying with this pool requirement! And thank you lifeguards for paying attention and being on your toes! We could not have a pool without you.Travel North Dakota
Lake Sakakawea is 180 miles long and made up of some of the most unique shorelines in North Dakota. This specific area is Government Bay near Riverdale.
Thank you to Joey Black and Autumn French for sharing this with us! #BeNDLegendary ow.ly/grqK30oHeYj
Dont be this person, come get some coverage today!
Only In Guildford...
When you dont have insurance lol
Western Frontier Insurance Agency, Bowman, ND
Join the 1st Annual Western Frontier Insurance NCAA BB Pool! 1st Place gets a $75 Visa gift card, 2nd Place gets a $50 Visa gift card & 3rd Place get a $25 gift card ! Please share this post with all your friends and enjoy MARCH MADNESS! Also, be sure to LIKE our Facebook page! Click on the link below to join now! It's FREE to enter and you can fill out 2 brackets per user name.westernfrontierinsurance.mayhem.cbssports.com/e/a739965722636b7a4f9d598fa67be4bafce64bfad8a58e7ff...
I checked my sewer vent just now and it was partially frozen. Have someone check your sewer vent today!
Our office will be closed today.
Mass of Christian Burial will be on Thursday, January 17, 2019 at 11:00 a.m. at the St. Charles Catholic Church in Bowman. Fr. Paul Eberle and Fr. Kregg Hochhalter will con-celebrate the Mass with burial to be held at a later date in the Bowman Cemetery. There will be Rosary and Vigil Service on Wednesday, January 16, 2019 at 7:00 p.m. at the St. Charles Catholic Church in Bowman. Visitation for Alvin will be on Wednesday, from 12-5 at the Funeral Home Chapel and from 6-9 at the St. Charles Catholic Church.
Krebsbach and Kulseth Funeral Services of Bowman in charge of the arrangements.
Hettinger News
Western Frontier Insurance office in Hettinger will be closed on Friday, April 19th in observance of Good Friday and the Easter holiday. Have a wonderful weekend!
Western Frontier Insurance Agency, Bowman, ND
You have less than 3 hours to fill out your bracket and win $$$! It's FREE so fill out your today and SHARE it with your friends!Join the 1st Annual Western Frontier Insurance NCAA BB Pool! 1st Place gets a $75 Visa gift card, 2nd Place gets a $50 Visa gift card & 3rd Place get a $25 gift card ! Please share this post with all your friends and enjoy MARCH MADNESS! Also, be sure to LIKE our Facebook page! Click on the link below to join now! It's FREE to enter and you can fill out 2 brackets per user name.
westernfrontierinsurance.mayhem.cbssports.com/e/a739…
Good Luck to the Region 7 Champions the Lady Nighthawks at State Class B Basketball Tournament!Play hard and have fun! 💙💙
Steve and I would like to wish everyone a Happy Thanksgiving! The office will be closed Thursday 22nd and Friday 23rd. Have a safe and wonderful weekend!
If there are still insureds out there that have NOT had that first call to set up an appointment for inspection on your hail damage, give us a call at the office. The adjustors are working hard to reach everyone, but some people they have not been able to connect with, so let us help you and get that appointment set up and inspection done!!!!! 701-567-8000
ATTENTION CLIENTS - we do have adjustors currently in town and working down their claims list. There were ALOT of claims last week, they will get to everyone, I promise! They will give you a call when they are ready to see your damage. I KNOW it hard to wait for that call, but it will be coming!!!!
And again, another storm! Please know that we will not be in the office tomorrow, but I (Corie) will be in town, if you have a new claim or issue that needs immediate attention, PLEASE call my cell if you have it, or message me on Facebook and I will get ahold of you! It’s been a tough week- but we are her 24/7 to get through all of this together!!!
As with any large storm, out of town contractors will be in town to help with the damage. PLEASE make sure you know that these contractors are licensed with the state and insured. ASK to see these items, ASK for a card and call the number to make sure they are a legitimate business. ASK for references. We just want to make sure you are being taken care of and not just 'taken' !! If you have any questions, please call our office anytime!
The damage from yesterday may be way worse than you think on homes and buildings, we did receive a bunch of calls today, but if you haven’t called us-give us a ring and we will visit. We want to make sure everyone is taken care of! And be watchful- they are calling for another one tomorrow night! Even if you are the lucky one that has no damage, we still want to be sure!!!!
I will be in the office in about 45 mins. I know last night was bad, but we will get all claims started and get the ball rolling to get everything repaired! Thank you!
Washburn/Wilton News
The following is a helpful article from EMC Insurance Companies: What Is Hydroplaning?
Hydroplaning can happen when water flows between your car’s tires and the pavement. The water prevents tires from gripping the road, which can lead to a loss of steering control and accidents. The effects of hydroplaning are similar to the loss of control drivers experience when driving on icy streets. It may feel like your vehicle is floating and that you have no control over the direction you are heading. For a description of how and why hydroplaning occurs, watch this short video.
Prevent Hydroplaning
“There are ways to prevent hydroplaning,” says EMC Senior Engineer Jim Stotser, “starting with good vehicle maintenance, and following up with training drivers how to handle situations where hydroplaning may occur.” These include:
1. Checking your tires. When performing maintenance, make sure tire tread is in good condition and tires are inflated correctly. The lower your tire inflation and thinner the tread, the greater the possibility of hydroplaning. That’s because deeper tire grooves scatter the water you drive through, allowing for better traction. Rotating tires frequently and replacing them as needed keeps you safer on all roadways, but especially on those that are water- or ice-covered.
2. Understanding the dangers. It’s not just heavy rains and deep puddles that cause hydroplaning.One of the most dangerous times for hydroplaning is within the first 10 minutes of a rain shower. Raindrops mix with dust and oils on the road, and the combo makes a very slick surface. Driving through a large puddle or an area of standing water—even if it’s not raining and the streets aren’t fully wet—can also create conditions for hydroplaning.
3. Driving slower and hanging back. Slowing down is the safest move when the pavement is wet. Not only will you have better visibility, but the slower you drive, the less likely you are to hydroplane. That’s because tires get better traction on wet pavement at lower speeds. How much slower to drive depends on how much rain, the type of pavement and your tire condition. Some experts say that hydroplaning is rare at speeds as low as 30 mph, others suggest 45 mph as a sufficiently safe speed when the pavement is wet. Leave more space between your vehicle and those ahead of you, as it will take longer to stop your vehicle when the pavement is wet. When driving 35 mph on wet pavement, it may take 120 feet or more to come to a stop, while dry-road stops take only 60 to 100 feet.
4. Turning off cruise control. Driving with cruise control on can cause your tires to spin faster if you start to hydroplane, so turning this feature off is a proactive move. Jim also recommends that truck drivers avoid using Jake brakes when driving on wet pavement.
5. Changing lanes if possible. Jim notes that right lanes often have deeper depressions that collect rainwater and those dips can collect enough water to cause hydroplaning. Outside lanes bounded by curbs may also funnel more water flow, which can lead to an increased hydroplaning risk. Freeway exit and entrance ramps also pose a similar water-flow danger. When water combines with the sharp curves of ramps, you can easily lose control of your vehicle. His advice: Slow down when entering a ramp when the pavement is wet.
If you do begin to hydroplane, take your foot off the accelerator, continuing to steer toward the course of the road and remaining calm.
Thank you to our farmers...be careful out there!Holy cow! KFGO listener Dave Bjorge of Buxton, N.D., sent this photo of his Case IH combine burning. Noboby was injured, thankfully. The combine didn't fare so well.
10 things drivers have to pay for when they only have minimum liability insurance |...
propertycasualty360.com
Minimum liability car insurance is a great bargain ... until you actually have to use it.An insurance agent went to a museum and he accidentally hit a statue.
Museum Administrator: “That's a 500-year-old statue you've broken!”
Insurance agent: “Thank God! I thought it was a new one.”
Comparison of Bismarck's Weather in October 2013 and 2014 Will Shock You | Hot 975
hot975fm.com
North Dakota has finicky weather, we all know that, but even we were astonished to see just how drastic a change there was for October between 2013 and 2014.III - Coverage for Jewelry and Other Valuables
iii.org
A standard homeowners policy includes coverage for jewelry and other precious items such as watches and furs. These items are covered for losses caused by all the perils included in your policy such as fire, windstorm, theft and vandalism. However, there are special limits of liability for certain i...Contact our office if you need another copy of your insurance card!
June is the 2nd most dangerous month for "deer hits" in ND. November averages 15 hits per day while June averages 13 per day. Roads are fresh with grass and water in June. Most hits are in the early evening from dusk until 11:00 pm and from dawn till 7:00 am. Ward County, Morton, Burleigh, McLean and Stutsman in the top five most dangerous areas. Speed, swerving and inattentive driving are contributing factors.
Our Mission: Western Frontier Insurance Agency will strive to be the best professional insurance agency in the marketing areas it services. Each product provided by the agency has an agent who specializes in that line of insurance. In doing this we will always concentrate on service to our clients, knowledge of our products, risk management and claims services.