Locally owned independent insurance agency serving both North Dakota and South Dakota
At Western Frontier Insurance Agency, we offer a full range of insurance products to protect your home, autos and business, as well as farm and ranch property.
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Bowman News
As of today, April 3, 2020, we are locking our doors so we can help control the spread of Covid-19 and control access to the our building to keep our employees safe. We ARE NOT closing and will still be available Monday through Friday from 8:30 AM to 5:00 PM to make changes, turn in claims and even do new quotes. If you have a payment to drop off, just give us a call at 701-523-4333 and we will meet you at the door.
During this time we will not be doing any face-to-face renewal visits as we normally do, so if you have any questions or changes please call us at 701-523-4333 or send us an email.
Ty Dix - tdix@westernfrontierins.com
Warren Flath - wflath@westernfrontierins.com
Marsha Ridl - mridl@westernfrontierins.com
Erika Limesand - elimesand@westernfrontierins.com
Darren Limesand - dlimesand@westernfrontierins.com
Office Phone: 701-523-4333
Office Fax: 701-523-4331
Mail: Western Frontier Insurance Agency, PO Box 184, Bowman, ND 58623-0184
Thanks for your business and we wish you all the best during this unprecedented time. Be patient and listen to our government & health officials and we will all make it through!
Warren Flath
Cell: 701-523-2308
Ty Dix
Cell: 701-206-0749 (Call or text me anytime, even if it's not insurance related!)
Happy Thursday everyone! Just a quick update on us here at Western Frontier Insurance Agency in Bowman. We are still open daily from 8:30 AM until 5:00 PM for all of your insurance needs and questions but we ask that you practice "social distancing" and call or email us to see if we can help you that way.
Ty Dix - tdix@westernfrontierins.com
Warren Flath - wflath@westernfrontierins.com
Marsha Ridl - mridl@westernfrontierins.com
Erika Limesand - elimesand@westernfrontierins.com
Darren Limesand - dlimesand@westernfrontierins.com
Office Phone: 701-523-4333
Office Fax: 701-523-4331
Thanks for your business and we wish you all the best during this unprecedented time. Be patient and listen to our government & health officials and we will all make it through!
Ty Dix
Cell: 701-206-0749 (Call or text me anytime, even if it's not insurance related!)
With "social distancing" in full force...what better time to call or text me and put me to work on saving you some money on your home and auto insurance. The whole process can be done through email, text, phone call and US Mail (snail mail) if need be. I think you would be pleasantly surprised if you got a quote and compared prices and coverage! All quotes are always FREE and there is never an obligation to switch.
Ty Dix, Agent (14 years with WFIA)
Call or Text: 701-206-0749
Office phone: 701-523-4333
Office Fax: 701-523-4331
Email: tdix@westernfrontierins.com
Western Frontier Insurance Agency
PO Box 184
Bowman, ND 58623-0184
Good morning! Just a quick update to let you know that we are still open for business but we are doing our best to "social distance" during the Coronavirus pandemic. Please be aware that you can call or email any of us here at the office with any insurance questions or billing issues.
Ty Dix - tdix@westernfrontierins.com
Warren Flath - wflath@westernfrontierins.com
Marsha Ridl - mridl@westernfrontierins.com
Erika Limesand - elimesand@westernfrontierins.com
Darren Limesand - dlimesand@westernfrontierins.com
Office Phone: 701-523-4333
Office Fax: 701-523-4331
Thanks for you business and we wish you all the best during this unprecedented time. Be patient and listen to our government & health officials and we will all make it through!
Ty Dix
Cell: 701-206-0749
Just saved a person a person about $190/month on their auto insurance...yes, I said $190/month Would that be a nice savings for you? All you have to do is give me a call for a FREE quote and find out. Everyone's situation is different so savings can vary from person to person.
And with "social distancing" in effect...you don't even have to come to my office...call, text, email, Facetime or Skype!
Now is a great time to save some money so put me to work for you!
Ty Dix, Agent
Office - 70-523-4333
Text - 701-206-0749
Fax - 701-523-4331
tdix@westernfrontierins.com
www.westernfrontierins.com
Good morning! Just a quick update from us here at Western Frontier Insurance in Bowman. We are open as usual from 8:30 AM until 5:00 PM Monday through Friday. We do not foresee any change in our daily hours at the present time. If you have any questions on your insurance and do not want to stop in to our office you can call us at 701-523-4333 or email any of us at our emails below:
Warren Flath - wflath@westernfrontierins.com
Ty Dix - tdix@westernfrontierins.com
Darren Limesand - dlimesand@westernfrontierins.com
Marsh Ridl - mridl@westernfrontierins.com
Erika Limesand - elimesand@westernfrontierins.com
Hazen News
Timeline PhotosThe NDDoH & private labs have completed 348 total tests today for COVID-19 as of 4:00pm CT, with five new positive cases (and one case reassigned out of state) since 9:00am, bringing the statewide total to 126.
State & private labs have conducted 4,257 total tests with 4,131 negative results.
The cases confirmed this afternoon are (county/gender/age/source):
• Grand Forks / M / 10-19 / community spread
• McKenzie / M / 40-49 / investigation ongoing
• Burleigh / M / 50-59 / investigation ongoing
• Stark / F / 20-29 / household contact
• Williams / M / 30-39 / investigation ongoing
Please watch these two videos from our heath leader. Great information straight from the man himself!
Please watch these two videos from our heath leader. Great information straight from the man himself!
Timeline PhotosThe NDDoH & private labs have completed 346 total tests today for COVID-19 as of 9:00am CT, with four new positive cases, bringing the statewide total to 98.
State & private labs have conducted 3,453 total tests with 3,355 negative results.
The cases confirmed this morning include (county/gender/age/source):
• Stark / M / 30-39 / possible travel
• Morton / M / 80-89 / investigation ongoing
• Cass / F / 40-49 / community spread
• Cass / F / 30-39 / investigation ongoing
Timeline PhotosThe NDDoH & private labs have completed 399 total tests today for COVID-19 as of 4:00pm CT, with 11 new positive cases since 9:00am, bringing the statewide total to 94.
State & private labs have conducted 3,107 total tests with 3,013 negative results.
The cases confirmed this afternoon include (county/gender/age/source):
• Cass / M / 30-39 / community spread
• Morton / F / 20-29 / investigation ongoing
• Divide / F / 40-49 / investigation ongoing
• Mercer / M / 50-59 / investigation ongoing
• Ward / F / 50-59 / close contact
• Ward / M / 30-39 / close contact
• Ward / M / 20-29 / investigation ongoing
• McLean / M / 40-49 / investigation ongoing
• McLean / F / 40-49 / investigation ongoing
• Burleigh / F / 30-39 / investigation ongoing
• Mountrail / M / 40-49 / investigation ongoing
The NDDoH & private labs have completed 447 total tests today for COVID-19 as of 4:00pm CT, with three new positive cases since 10:00am, bringing the statewide total to 68.
State & private labs have conducted 2,708 total tests with 2,640 negative results.
The cases confirmed this morning include (county/gender/age/source):
• Burleigh / F / 30-39 / investigation ongoing
• Cass / F / 20-29 / travel-related
• Stark / M / 40-49 / investigation ongoing
Timeline PhotosThe NDDoH & private labs have completed 231 total tests today for COVID-19 as of 9:00am CT, with seven new positive cases since, bringing the statewide total to 65.
State & private labs have conducted 2,492 total tests with 2,427 negative results.
The cases confirmed this morning include (county/gender/age/source):
• Cass / F / 60-69 / investigation ongoing
• Cass / M / 60-69 / investigation ongoing
• Burleigh / F / 30-39 / close contact
• Stark / M / 40-49 / investigation ongoing
• Morton / M / 50-59 / investigation ongoing
• Morton / F / 60-69 / investigation ongoing
• Morton / F / 50-59 / investigation ongoing
Timeline PhotosThe NDDoH & private labs have completed 306 total tests today for COVID-19 as of 4:00pm CT, with six new positive cases since 9:00am, bringing the statewide total to 58.
State & private labs have conducted 2,261 total tests with 2,203 negative results.
The cases confirmed this afternoon include (county/gender/age/source):
• Burleigh / M / 30-39 / investigation ongoing
• Stark / M / 60-69 / close contact
• Stark / M / 60-69 / investigation ongoing
• Cass / F / 80-89 / close contact
• Cass / M / 20-29 / close contact
• Ward / M / 50-59 / investigation ongoing
Timeline PhotosThe NDDoH & private labs have completed 136 total tests today for COVID-19 as of 9:00am CT, with seven new positive cases since 9:00am, bringing the statewide total to 52.
State & private labs have conducted 2,091 total tests with 2,039 negative results.
The cases confirmed this afternoon include (county/gender/age/source):
• McHenry / F / 80-89 / community spread
• Burleigh / F / 20-29 / investigation ongoing
• Burleigh / F / 20-29 / investigation ongoing
• Burleigh / M / 30-39 / investigation ongoing
• Burleigh / F / 80-89 / investigation ongoing
• Stark / F / 20-29 / investigation ongoing
• McIntosh / M / 1-9 / investigation ongoing
Timeline PhotosThe NDDoH & private labs have conducted 353 total tests today for COVID-19 as of 4:00pm CT, with six new positive cases since 9:00am, bringing the statewide total to 45.
State & private labs have conducted 1,955 total tests with 1,910 negative results.
The cases confirmed this afternoon include (county/gender/age/source):
• Cass / M / 50-59 / investigation ongoing
• Cass / M / 50-59 / travel
• Cass / F / 50-59 / investigation ongoing
• Ramsey / F / 70-79 / community spread
• Stark / F / 30-39 / community spread
• Stark / F / 60-69 / community spread
Hettinger News
As of today, April 3, 2020, we are locking our doors so we can help control the spread of Covid-19 and control access to the our building to keep our employees safe. We ARE NOT closing and will still be available Monday through Friday from 8:30 AM to 5:00 PM to make changes, turn in claims and even do new quotes. If you have a payment to be made, please at this time drop it in the mail to us at PO Box 110, Hettinger.
During this time we will not be doing any face-to-face renewal visits as we normally do, so if you have any questions or changes please call us at 701-567-8000 or send us an email.
Stephen Hedstrom - (cell) 701-928-1130
Corie Lien - (cell) 701-567-3850
Office Phone: 701-567-8000
Office Fax: 701-567-8001
Stephen - shedstrom@westernfronterins.com
Corie- clien@westernfronterins.com
Thanks for your business and we wish you all the best during this unprecedented time. Be patient and listen to our government & health officials and we will all make it through!
As of now we are keeping normal hours at the office, but due to the COVID-19, we understand that people are more and more taking the status of Shelter In Place, we do have many other options to contact us with questions, concerns, payments and any insurance updates. You can call the office at 701-567-8000, you can also email Steve at shedstrom@westernfronterins.com or Corie at clien@westernfrontierins.com. If you find that you are in a situation due to illness or loss of employment, please contact our office. Some of our companies have started to work with insureds that are being hit the hardest right now and are not able to make payments at this time. Please be safe, and know we are here to help in any way we can!
Western Frontier Insurance office in Hettinger will be closed on Friday, April 19th in observance of Good Friday and the Easter holiday. Have a wonderful weekend!
Join my CBS Sports Bracket Group
Join my CBS Sports Bracket Group
Click on the link to join my group.Good Luck to the Region 7 Champions the Lady Nighthawks at State Class B Basketball Tournament!Play hard and have fun! 💙💙
Steve and I would like to wish everyone a Happy Thanksgiving! The office will be closed Thursday 22nd and Friday 23rd. Have a safe and wonderful weekend!
If there are still insureds out there that have NOT had that first call to set up an appointment for inspection on your hail damage, give us a call at the office. The adjustors are working hard to reach everyone, but some people they have not been able to connect with, so let us help you and get that appointment set up and inspection done!!!!! 701-567-8000
ATTENTION CLIENTS - we do have adjustors currently in town and working down their claims list. There were ALOT of claims last week, they will get to everyone, I promise! They will give you a call when they are ready to see your damage. I KNOW it hard to wait for that call, but it will be coming!!!!
And again, another storm! Please know that we will not be in the office tomorrow, but I (Corie) will be in town, if you have a new claim or issue that needs immediate attention, PLEASE call my cell if you have it, or message me on Facebook and I will get ahold of you! It’s been a tough week- but we are her 24/7 to get through all of this together!!!
Washburn/Wilton News
We are open for business but I will strive to do most interaction over the phone, text, or email.
I can help you with your insurance questions or billing issues. Please feel free to contact me however is most convenient and safe for you during this time.
Tammy Stein-Dockter, Washburn office
Phone: 701-462-8404
Cell: 701-527-6043
Email: tstein-dockter@westernfrontierins.com
Yes we have moved!
1304 Northgate Rd in Washburn!
I will be in Washburn this week and we will be open 8:30 Monday morning.
We are busy between the move and helping with the workload in the Wilton office (we are hiring a CSR if interested). I will be back in Washburn daily once this happens! Thank you for your support...we are excited for things to come!
WESTERN FRONTIER INSURANCE
Southwest Insurance Agency opened in 2001. Later, in 2007, they changed their name to Western Frontier Insurance Agency, Bowman, ND. They now have five locations throughout Western North Dakota to best serve their clients.
701.523.4333
westernfrontierins.com
105 S Main
Bowman, ND
The following is a helpful article from EMC Insurance Companies: What Is Hydroplaning?
Hydroplaning can happen when water flows between your car’s tires and the pavement. The water prevents tires from gripping the road, which can lead to a loss of steering control and accidents. The effects of hydroplaning are similar to the loss of control drivers experience when driving on icy streets. It may feel like your vehicle is floating and that you have no control over the direction you are heading. For a description of how and why hydroplaning occurs, watch this short video.
Prevent Hydroplaning
“There are ways to prevent hydroplaning,” says EMC Senior Engineer Jim Stotser, “starting with good vehicle maintenance, and following up with training drivers how to handle situations where hydroplaning may occur.” These include:
1. Checking your tires. When performing maintenance, make sure tire tread is in good condition and tires are inflated correctly. The lower your tire inflation and thinner the tread, the greater the possibility of hydroplaning. That’s because deeper tire grooves scatter the water you drive through, allowing for better traction. Rotating tires frequently and replacing them as needed keeps you safer on all roadways, but especially on those that are water- or ice-covered.
2. Understanding the dangers. It’s not just heavy rains and deep puddles that cause hydroplaning.One of the most dangerous times for hydroplaning is within the first 10 minutes of a rain shower. Raindrops mix with dust and oils on the road, and the combo makes a very slick surface. Driving through a large puddle or an area of standing water—even if it’s not raining and the streets aren’t fully wet—can also create conditions for hydroplaning.
3. Driving slower and hanging back. Slowing down is the safest move when the pavement is wet. Not only will you have better visibility, but the slower you drive, the less likely you are to hydroplane. That’s because tires get better traction on wet pavement at lower speeds. How much slower to drive depends on how much rain, the type of pavement and your tire condition. Some experts say that hydroplaning is rare at speeds as low as 30 mph, others suggest 45 mph as a sufficiently safe speed when the pavement is wet. Leave more space between your vehicle and those ahead of you, as it will take longer to stop your vehicle when the pavement is wet. When driving 35 mph on wet pavement, it may take 120 feet or more to come to a stop, while dry-road stops take only 60 to 100 feet.
4. Turning off cruise control. Driving with cruise control on can cause your tires to spin faster if you start to hydroplane, so turning this feature off is a proactive move. Jim also recommends that truck drivers avoid using Jake brakes when driving on wet pavement.
5. Changing lanes if possible. Jim notes that right lanes often have deeper depressions that collect rainwater and those dips can collect enough water to cause hydroplaning. Outside lanes bounded by curbs may also funnel more water flow, which can lead to an increased hydroplaning risk. Freeway exit and entrance ramps also pose a similar water-flow danger. When water combines with the sharp curves of ramps, you can easily lose control of your vehicle. His advice: Slow down when entering a ramp when the pavement is wet.
If you do begin to hydroplane, take your foot off the accelerator, continuing to steer toward the course of the road and remaining calm.
Thank you to our farmers...be careful out there!Holy cow! KFGO listener Dave Bjorge of Buxton, N.D., sent this photo of his Case IH combine burning. Noboby was injured, thankfully. The combine didn't fare so well.
10 things drivers have to pay for when they only have minimum liability insurance |...
10 things drivers have to pay for when they only have minimum liability insurance |...
Minimum liability car insurance is a great bargain ... until you actually have to use it.Comparison of Bismarck's Weather in October 2013 and 2014 Will Shock You | Hot 975
Comparison of Bismarck's Weather in October 2013 and 2014 Will Shock You | Hot 975
North Dakota has finicky weather, we all know that, but even we were astonished to see just how drastic a change there was for October between 2013 and 2014.III - Coverage for Jewelry and Other Valuables
III - Coverage for Jewelry and Other Valuables
A standard homeowners policy includes coverage for jewelry and other precious items such as watches and furs. These items are covered for losses caused by all the perils included in your policy such as fire, windstorm, theft and vandalism. However, there are special limits of liability for certain i...