Locally owned independent insurance agency serving both North Dakota and South Dakota
At Western Frontier Insurance Agency, we offer a full range of insurance products to protect your home, autos and business, as well as farm and ranch property.
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Bowman News
Congratulations to the Hettinger-Scranton Night Hawks on their Region 7 Championship! Good luck and have fun in Grand Forks at the State Class B!
I checked my sewer vent just now and it was partially frozen. Have someone check your sewer vent today!
We will be closed tomorrow, January 17, from 10:30 AM to 1:00 PM so our staff can attend a funeral.
Our office in Bowman will be open until 3:30 PM today. We will be CLOSED on NEW YEAR'S DAY!
Have a Safe and Happy New Year!
I just saved a client $680 annually on their homeowners insurance and was able to give them a smaller deductible. Savings vary due to each individuals situation, but it is worth it to stop in and see me today to see if I can save you money and give you a better policy. As always...it is totally FREE and there is never an obligation to switch to our agency. Where else can you go for a FREE check-up? I am in the office until 5:00 PM today so call me now to get the ball rolling on a FREE home & auto quote!
Ty Dix, Agent
Phone: 701-523-4333
Fax: 701-523-4331
Text: 701-206-0749
Email: tdix@westernfrontierins.com
Website: www.westernfrontierins.com
We will be open 8:30 AM - 3:30 PM on New Years Eve (12/31/18) and CLOSED on New Years Day (01/01/2019).
Happy New Year from Warren, Ty, Darren & Marsha! Have fun and be safe!
Holiday Hours:
Christmas Eve (12/24) - CLOSED
Christmas Day (12/25) - CLOSED
New Years Eve (12/31) - 8:30 AM - 5:00 PM
New Years Day (1/1) - CLOSED
Merry Christmas and Happy New Year from Warren, Ty, Marsha and Darren!
If you have an emergency and need an agent on a day that we ar closed...please call Ty Dix at 701-206-0749 or Warren Flath at 701-523-2308.
Holiday Hours:
Christmas Eve (12/24) - CLOSED
Christmas Day (12/25) - CLOSED
New Years Eve (12/31) - 8:30 AM - 5:00 PM
New Years Day (1/1) - CLOSED
Merry Christmas and Happy New Year from Warren, Ty, Marsha and Darren!
If you have an emergency and need an agent on a day that we ar closed...please call Ty Dix at 701-206-0749 or Warren Flath at 701-523-2308.
The following link will take you to the I DRIVE SAFELY website where you can take a defensive driver course for a fee. Completion of this course will qualify you for a discount on the liability portion of your auto policy premium. Please give me a call for discount details with the comapny that you are with before you pay for the course. I have also taken the course so I can answer any questions that you may have.
Ty Dix, Agent
Phone: 701-523-4333
Fax: 701-523-4331
Text: 701-206-0749
Email: tdix@westernfrontierins.com
Website: www.westernfrontierins.com
www.idrivesafely.com/login/?COUPON=EMSAVE20JN17
Hazen News
I checked my sewer vent just now and it was partially frozen. Have someone check your sewer vent today!
Our office will be closed today.
Mass of Christian Burial will be on Thursday, January 17, 2019 at 11:00 a.m. at the St. Charles Catholic Church in Bowman. Fr. Paul Eberle and Fr. Kregg Hochhalter will con-celebrate the Mass with burial to be held at a later date in the Bowman Cemetery. There will be Rosary and Vigil Service on Wednesday, January 16, 2019 at 7:00 p.m. at the St. Charles Catholic Church in Bowman. Visitation for Alvin will be on Wednesday, from 12-5 at the Funeral Home Chapel and from 6-9 at the St. Charles Catholic Church.
Krebsbach and Kulseth Funeral Services of Bowman in charge of the arrangements.
West River Telcom is experiencing some issues. If you need to get in touch with our Hazen office, dial 880-0386.
When looking at your insurance policy, which of the following is most important to you?
Happy "fall back" Sunday. Remember to roll clocks back an hour, and change smoke detector batteries!
Congratulations to Hazen Farmers Union Oil on another great year. Great meeting and meal.
A great time was had by all at the North Dakota Cowboy Hall of Fame golf tournament.
Congratulations to team "Broadband Brothers" member Troy Schilling on winning the putting contest sponsored by Dakota Prairie Outdoors and Western Frontier Insurance!
North Dakota Cowboy Hall of Fame
2018 Golf TournamentWE would Like to invite you to “Gather your friends” and come to Bully Pulpit for our annual NDCHF Golf Scramble, sponsored by Cornerstone Bank of Watford City and Dickinson on Thursday Sept 6th 2018. This event promises a great time and Awesome scenery as you strategically make your way through the 18 hole setting of Bully Pulpit, in the North Dakota Badlands. This is a best ball format and is fun for everyone, no matter your skills on the course.
We begin at 9:30 with registration and the Tournament begins with a shotgun start at 11:30. Every Player will receive a quarter zip Pullover warm up sponsored by CornerStone Bank and NDCHF, so it is important that you put your team together and get us jacket sizes as soon as possible so that we can get them ordered and ready for you on golf Tournament day
There is a Awards and Social dinner on the NDCHF Alvin Nelson Patio following the completion of the tournament around 5 PM. Gather your Team and get registered, before the 36 team tournament maximum is all filled up! See you Soon at Bully Pulpit.
Bismarck saw a whale of storm last night!!Some crazy storm photos from an over night storm. Credit to Kirkwood Mall and Marlo Anderson. As of the latest, after conferring with the powers that be, Art in the Park is attempting to open at Noon! However, some booths simply will not be able to recover in time due to the loss of product or simply the loss of their entire booth due to the storm this morning. If you would like to volunteer for cleanup, you can report to the MPO next to the Mandan Depot asap.
Hettinger News
Steve and I would like to wish everyone a Happy Thanksgiving! The office will be closed Thursday 22nd and Friday 23rd. Have a safe and wonderful weekend!
If there are still insureds out there that have NOT had that first call to set up an appointment for inspection on your hail damage, give us a call at the office. The adjustors are working hard to reach everyone, but some people they have not been able to connect with, so let us help you and get that appointment set up and inspection done!!!!! 701-567-8000
ATTENTION CLIENTS - we do have adjustors currently in town and working down their claims list. There were ALOT of claims last week, they will get to everyone, I promise! They will give you a call when they are ready to see your damage. I KNOW it hard to wait for that call, but it will be coming!!!!
And again, another storm! Please know that we will not be in the office tomorrow, but I (Corie) will be in town, if you have a new claim or issue that needs immediate attention, PLEASE call my cell if you have it, or message me on Facebook and I will get ahold of you! It’s been a tough week- but we are her 24/7 to get through all of this together!!!
As with any large storm, out of town contractors will be in town to help with the damage. PLEASE make sure you know that these contractors are licensed with the state and insured. ASK to see these items, ASK for a card and call the number to make sure they are a legitimate business. ASK for references. We just want to make sure you are being taken care of and not just 'taken' !! If you have any questions, please call our office anytime!
The damage from yesterday may be way worse than you think on homes and buildings, we did receive a bunch of calls today, but if you haven’t called us-give us a ring and we will visit. We want to make sure everyone is taken care of! And be watchful- they are calling for another one tomorrow night! Even if you are the lucky one that has no damage, we still want to be sure!!!!
I will be in the office in about 45 mins. I know last night was bad, but we will get all claims started and get the ball rolling to get everything repaired! Thank you!
Good Luck this weekend to all the Hettinger- Scranton Night Hawk Wrestlers at East West in New Salem!!
Always remember, seat belts, watch your speed and don’t drink and drive! A DUI can cost $10,000 or more and there is always a loved one left behind after an auto fatality! Be safe while on the roads!
North Dakota Department of Transportation
Today, Vision Zero was launched with Governor Doug Burgum, NDDOT, ND Highway Patrol and ND Department of Health as the state’s primary traffic safety initiative. “There is no acceptable number of deaths on North Dakota roads,” said NDDOT Director Tom Sorel. “In 2017, preliminary data tells us there were 113 motor vehicle fatalities and nearly 3,300 injury crashes, resulting in 466 people being seriously injured. It is important that we all remember these are not just numbers. These are people killed and injured in a motor vehicle crash. The NDDOT is proud to help spearhead Vision Zero as the framework to guide all statewide traffic safety activity, enhance what we’ve done to-date, and ultimately save lives.”
How will you help us reach zero motor vehicle fatalities?
Learn more about Vision Zero at visionzero.nd.gov.
With another round of snow and arctic temps in the forecast, a quick reminder as you travel. Keep some essentials with you on the road; make sure you have snacks, a blanket, a flashlight, (or candle for light and warmth) and a shovel in your trunk. Charge your cell phone before you leave, and bring a cell phone charger bank with you as well, to make sure you can contact
emergency assistance if you need it. Be smart and safe on the roads this winter!
Washburn/Wilton News
The following is a helpful article from EMC Insurance Companies: What Is Hydroplaning?
Hydroplaning can happen when water flows between your car’s tires and the pavement. The water prevents tires from gripping the road, which can lead to a loss of steering control and accidents. The effects of hydroplaning are similar to the loss of control drivers experience when driving on icy streets. It may feel like your vehicle is floating and that you have no control over the direction you are heading. For a description of how and why hydroplaning occurs, watch this short video.
Prevent Hydroplaning
“There are ways to prevent hydroplaning,” says EMC Senior Engineer Jim Stotser, “starting with good vehicle maintenance, and following up with training drivers how to handle situations where hydroplaning may occur.” These include:
1. Checking your tires. When performing maintenance, make sure tire tread is in good condition and tires are inflated correctly. The lower your tire inflation and thinner the tread, the greater the possibility of hydroplaning. That’s because deeper tire grooves scatter the water you drive through, allowing for better traction. Rotating tires frequently and replacing them as needed keeps you safer on all roadways, but especially on those that are water- or ice-covered.
2. Understanding the dangers. It’s not just heavy rains and deep puddles that cause hydroplaning.One of the most dangerous times for hydroplaning is within the first 10 minutes of a rain shower. Raindrops mix with dust and oils on the road, and the combo makes a very slick surface. Driving through a large puddle or an area of standing water—even if it’s not raining and the streets aren’t fully wet—can also create conditions for hydroplaning.
3. Driving slower and hanging back. Slowing down is the safest move when the pavement is wet. Not only will you have better visibility, but the slower you drive, the less likely you are to hydroplane. That’s because tires get better traction on wet pavement at lower speeds. How much slower to drive depends on how much rain, the type of pavement and your tire condition. Some experts say that hydroplaning is rare at speeds as low as 30 mph, others suggest 45 mph as a sufficiently safe speed when the pavement is wet. Leave more space between your vehicle and those ahead of you, as it will take longer to stop your vehicle when the pavement is wet. When driving 35 mph on wet pavement, it may take 120 feet or more to come to a stop, while dry-road stops take only 60 to 100 feet.
4. Turning off cruise control. Driving with cruise control on can cause your tires to spin faster if you start to hydroplane, so turning this feature off is a proactive move. Jim also recommends that truck drivers avoid using Jake brakes when driving on wet pavement.
5. Changing lanes if possible. Jim notes that right lanes often have deeper depressions that collect rainwater and those dips can collect enough water to cause hydroplaning. Outside lanes bounded by curbs may also funnel more water flow, which can lead to an increased hydroplaning risk. Freeway exit and entrance ramps also pose a similar water-flow danger. When water combines with the sharp curves of ramps, you can easily lose control of your vehicle. His advice: Slow down when entering a ramp when the pavement is wet.
If you do begin to hydroplane, take your foot off the accelerator, continuing to steer toward the course of the road and remaining calm.
Thank you to our farmers...be careful out there!Holy cow! KFGO listener Dave Bjorge of Buxton, N.D., sent this photo of his Case IH combine burning. Noboby was injured, thankfully. The combine didn't fare so well.
10 things drivers have to pay for when they only have minimum liability insurance |...
propertycasualty360.com
Minimum liability car insurance is a great bargain ... until you actually have to use it.An insurance agent went to a museum and he accidentally hit a statue.
Museum Administrator: “That's a 500-year-old statue you've broken!”
Insurance agent: “Thank God! I thought it was a new one.”
Comparison of Bismarck's Weather in October 2013 and 2014 Will Shock You | Hot 975
hot975fm.com
North Dakota has finicky weather, we all know that, but even we were astonished to see just how drastic a change there was for October between 2013 and 2014.III - Coverage for Jewelry and Other Valuables
iii.org
A standard homeowners policy includes coverage for jewelry and other precious items such as watches and furs. These items are covered for losses caused by all the perils included in your policy such as fire, windstorm, theft and vandalism. However, there are special limits of liability for certain i...Contact our office if you need another copy of your insurance card!
June is the 2nd most dangerous month for "deer hits" in ND. November averages 15 hits per day while June averages 13 per day. Roads are fresh with grass and water in June. Most hits are in the early evening from dusk until 11:00 pm and from dawn till 7:00 am. Ward County, Morton, Burleigh, McLean and Stutsman in the top five most dangerous areas. Speed, swerving and inattentive driving are contributing factors.
Our Mission: Western Frontier Insurance Agency will strive to be the best professional insurance agency in the marketing areas it services. Each product provided by the agency has an agent who specializes in that line of insurance. In doing this we will always concentrate on service to our clients, knowledge of our products, risk management and claims services.