Locally owned independent insurance agency serving both North Dakota and South Dakota

 

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701-523-4333

 
At Western Frontier Insurance Agency, we offer a full range of insurance products to protect your home, autos and business, as well as farm and ranch property.
 

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Bowman News

It's that time of year again when we start sending our kids back to college! Have you thought about a renters policy to cover their personal property and provide personal liabilty? Laptop computers are an item that is easily stolen and should be scheduled separately on a renters policy so it can be covered ANYWHERE! Premiums can start as low as $125/year for $10,000 in personal property and $1,000,000 for personal liability. Call Ty Dix today for more information and a FREE quote at 701-523-4333 or text him at 701-206-0749.

Ty Dix, Agent

Phone: 701-523-4333
Fax: 701-523-4331
Text: 701-206-0749
Email: tdix@westernfrontierins.com
Website: www.westernfrontierins.com
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Happy Tuesday! Just a quick reminder that there is a small motorcycle rally in Sturgis this week so please be extra aware of motorcycles on the highway.

Also, this would be a great time to bring in your your home and auto insurance policies to Ty Dix for an insurance check-up. You may even save some money! Call or text Ty if you have any questions at 701-206-0749 today!
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You insure your house, your car, and your boat. But do you insure yourself? Contact us today at 701-523-4333! ... See MoreSee Less

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Good luck to the Hettinger/Scranton/Bowman/Lemmon Post 115 Legion Baseball team as they play in the State Class B Legion Baseball Tournament in Hazen this week! ... See MoreSee Less

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Call Ty Dix at 701-523-4333 for a FREE, NO OBLIGATION quote today! ... See MoreSee Less

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Congratulations to the Hettinger Bears Post #115 Legion Baseball team as they advance to the District 1 Legion Baseball Championship Game vs. Belfield/South Heart Post #144 or Hazen Post #189 tomorrow(7/26/19)at 6:00 PM in Hettinger! ... See MoreSee Less

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Good advice.Hay bale fires, a pain in the @$$ for all involved. With this years weather proving to be less than perfect for completing the hay harvest, many might be bailing hay that is not properly cured or a bit on the damp side. It's a risk that farmers and ranchers have to take to ensure that their entire hay crop does not go to waste.

This might be a good year to take a little extra caution in stacking and storing your hay once you haul it into the yards.

1. If you have the room, make several smaller stacks, if a fire would happen to occur this will give you and your local fire department a chance to potentially defend the fire from getting to other stacks and causing a greater loss.
2. Attempt to stack hay away from building and equipment.
3. Talk with your insurance agent about coverage for your hay.
4. Monitor your stacks. You can probe them to see if they are getting hot inside.

Here is some good info put together by NDSU on hay fires and measures to prevent them.
www.ag.ndsu.edu/news/newsreleases/2011/july-25-2011/don2019t-risk-hay-fires/view
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Hazen News

Congratulations to the Hazen Cenex / Western Frontier Insurance team!
After a second place 35+ Masters finish at McQuades, they roll through 40+ Masters state for the win!
We also were able to collect the win at the year end league tournament in Beulah.
Great season with a great bunch of guys.
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8-1-19 Mercer County ND
Photo credit to Cheyenne Schriefer.
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Congratulations to the 2019 Dakota Walleye Classic competitors!
They set a one day way in record with 29.07 pounds, and a tournament record for the win with 52.44 pounds!
Also, thank you to all the committee members and volunteers for the time and effort to put on a great tournament!
The winning team took home $12,000 with payout going down to 33rd place.
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Good advice. Wait a bit longer to haul them in this year. If you make field stacks, or rows, a bit more separation.Hay bale fires, a pain in the @$$ for all involved. With this years weather proving to be less than perfect for completing the hay harvest, many might be bailing hay that is not properly cured or a bit on the damp side. It's a risk that farmers and ranchers have to take to ensure that their entire hay crop does not go to waste.

This might be a good year to take a little extra caution in stacking and storing your hay once you haul it into the yards.

1. If you have the room, make several smaller stacks, if a fire would happen to occur this will give you and your local fire department a chance to potentially defend the fire from getting to other stacks and causing a greater loss.
2. Attempt to stack hay away from building and equipment.
3. Talk with your insurance agent about coverage for your hay.
4. Monitor your stacks. You can probe them to see if they are getting hot inside.

Here is some good info put together by NDSU on hay fires and measures to prevent them.
www.ag.ndsu.edu/news/newsreleases/2011/july-25-2011/don2019t-risk-hay-fires/view
... See MoreSee Less

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And now with 5 locations to better serve you.WESTERN FRONTIER INSURANCE

Southwest Insurance Agency opened in 2001. Later, in 2007, they changed their name to Western Frontier Insurance Agency, Bowman, ND. They now have five locations throughout Western North Dakota to best serve their clients.

701.523.4333
westernfrontierins.com
105 S Main
Bowman, ND
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KFYR-TV
Cleanup begins after an EF-1 tornado brought down trees, power lines and roofs in the town of Mott.
bit.ly/2YQGwRz
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Condolences to the Benz family, and employees of the Benz Agency. ... See MoreSee Less

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2 months ago

Western Frontier Insurance Agency of Hazen

14 January 1969. Famous American comedian, Red Skelton, explains the Pledge of Allegiance to the Flag of the United States of America, word-by-word, from a m... ... See MoreSee Less

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Hettinger News

Western Frontier Insurance office in Hettinger will be closed on Friday, April 19th in observance of Good Friday and the Easter holiday. Have a wonderful weekend! ... See MoreSee Less

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Good Luck to the Region 7 Champions the Lady Nighthawks at State Class B Basketball Tournament!Play hard and have fun! 💙💙 ... See MoreSee Less

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Steve and I would like to wish everyone a Happy Thanksgiving! The office will be closed Thursday 22nd and Friday 23rd. Have a safe and wonderful weekend! ... See MoreSee Less

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If there are still insureds out there that have NOT had that first call to set up an appointment for inspection on your hail damage, give us a call at the office. The adjustors are working hard to reach everyone, but some people they have not been able to connect with, so let us help you and get that appointment set up and inspection done!!!!! 701-567-8000 ... See MoreSee Less

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ATTENTION CLIENTS - we do have adjustors currently in town and working down their claims list. There were ALOT of claims last week, they will get to everyone, I promise! They will give you a call when they are ready to see your damage. I KNOW it hard to wait for that call, but it will be coming!!!! ... See MoreSee Less

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And again, another storm! Please know that we will not be in the office tomorrow, but I (Corie) will be in town, if you have a new claim or issue that needs immediate attention, PLEASE call my cell if you have it, or message me on Facebook and I will get ahold of you! It’s been a tough week- but we are her 24/7 to get through all of this together!!! ... See MoreSee Less

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As with any large storm, out of town contractors will be in town to help with the damage. PLEASE make sure you know that these contractors are licensed with the state and insured. ASK to see these items, ASK for a card and call the number to make sure they are a legitimate business. ASK for references. We just want to make sure you are being taken care of and not just 'taken' !! If you have any questions, please call our office anytime! ... See MoreSee Less

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The damage from yesterday may be way worse than you think on homes and buildings, we did receive a bunch of calls today, but if you haven’t called us-give us a ring and we will visit. We want to make sure everyone is taken care of! And be watchful- they are calling for another one tomorrow night! Even if you are the lucky one that has no damage, we still want to be sure!!!! ... See MoreSee Less

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I will be in the office in about 45 mins. I know last night was bad, but we will get all claims started and get the ball rolling to get everything repaired! Thank you! ... See MoreSee Less

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Washburn/Wilton News

1 month ago

Western Frontier Insurance Agency of Washburn & Wilton

WESTERN FRONTIER INSURANCE

Southwest Insurance Agency opened in 2001. Later, in 2007, they changed their name to Western Frontier Insurance Agency, Bowman, ND. They now have five locations throughout Western North Dakota to best serve their clients.

701.523.4333
westernfrontierins.com
105 S Main
Bowman, ND
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The following is a helpful article from EMC Insurance Companies: What Is Hydroplaning?

Hydroplaning can happen when water flows between your car’s tires and the pavement. The water prevents tires from gripping the road, which can lead to a loss of steering control and accidents. The effects of hydroplaning are similar to the loss of control drivers experience when driving on icy streets. It may feel like your vehicle is floating and that you have no control over the direction you are heading. For a description of how and why hydroplaning occurs, watch this short video.

Prevent Hydroplaning

“There are ways to prevent hydroplaning,” says EMC Senior Engineer Jim Stotser, “starting with good vehicle maintenance, and following up with training drivers how to handle situations where hydroplaning may occur.” These include:

1. Checking your tires. When performing maintenance, make sure tire tread is in good condition and tires are inflated correctly. The lower your tire inflation and thinner the tread, the greater the possibility of hydroplaning. That’s because deeper tire grooves scatter the water you drive through, allowing for better traction. Rotating tires frequently and replacing them as needed keeps you safer on all roadways, but especially on those that are water- or ice-covered.

2. Understanding the dangers. It’s not just heavy rains and deep puddles that cause hydroplaning.One of the most dangerous times for hydroplaning is within the first 10 minutes of a rain shower. Raindrops mix with dust and oils on the road, and the combo makes a very slick surface. Driving through a large puddle or an area of standing water—even if it’s not raining and the streets aren’t fully wet—can also create conditions for hydroplaning.

3. Driving slower and hanging back. Slowing down is the safest move when the pavement is wet. Not only will you have better visibility, but the slower you drive, the less likely you are to hydroplane. That’s because tires get better traction on wet pavement at lower speeds. How much slower to drive depends on how much rain, the type of pavement and your tire condition. Some experts say that hydroplaning is rare at speeds as low as 30 mph, others suggest 45 mph as a sufficiently safe speed when the pavement is wet. Leave more space between your vehicle and those ahead of you, as it will take longer to stop your vehicle when the pavement is wet. When driving 35 mph on wet pavement, it may take 120 feet or more to come to a stop, while dry-road stops take only 60 to 100 feet.

4. Turning off cruise control. Driving with cruise control on can cause your tires to spin faster if you start to hydroplane, so turning this feature off is a proactive move. Jim also recommends that truck drivers avoid using Jake brakes when driving on wet pavement.

5. Changing lanes if possible. Jim notes that right lanes often have deeper depressions that collect rainwater and those dips can collect enough water to cause hydroplaning. Outside lanes bounded by curbs may also funnel more water flow, which can lead to an increased hydroplaning risk. Freeway exit and entrance ramps also pose a similar water-flow danger. When water combines with the sharp curves of ramps, you can easily lose control of your vehicle. His advice: Slow down when entering a ramp when the pavement is wet.

If you do begin to hydroplane, take your foot off the accelerator, continuing to steer toward the course of the road and remaining calm.
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4 years ago

Western Frontier Insurance Agency of Washburn & Wilton

Thank you to our farmers...be careful out there!Holy cow! KFGO listener Dave Bjorge of Buxton, N.D., sent this photo of his Case IH combine burning. Noboby was injured, thankfully. The combine didn't fare so well. ... See MoreSee Less

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June is the 2nd most dangerous month for "deer hits" in ND. November averages 15 hits per day while June averages 13 per day. Roads are fresh with grass and water in June. Most hits are in the early evening from dusk until 11:00 pm and from dawn till 7:00 am. Ward County, Morton, Burleigh, McLean and Stutsman in the top five most dangerous areas. Speed, swerving and inattentive driving are contributing factors. ... See MoreSee Less

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