Locally owned independent insurance agency serving both North Dakota and South Dakota
At Western Frontier Insurance Agency, we offer a full range of insurance products to protect your home, autos and business, as well as farm and ranch property.
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Bowman News
On June 7, 2019, a resolution passed in the U.S. Senate that designated Oct. 28 as “Honoring the Nation’s First Responders Day.” Teamwork and coordination among first responders is paramount in an emergency. Thank you to all of our local first responders!
Give me a call or text for a FREE home & auto quote today!
701-206-0749 (cell)
701-523-4333 (office)
On October 12, the United States celebrates National Farmers Day, a day to celebrate and recognize a profession that dates back 12,000 years. Originally, the holiday was known as Old Farmer's Day and falls on Oct 12.
Thank you to all of our local farmers & ranchers here in ND, SD & MT!
Did you know that most homeowners policies only offer a $2500 limit for Guns & Jewelry "on premises only"? If you have guns and jewelry above $2500 you will need to add them to your policy for proper coverage. When this is done they are covered anywhere in the world (not just on premises) and usually with a much lower deductible.
Call or text Ty Dix today to talk about proper coverage for your guns & jewelry!
701-523-4333 - office
701-206-0749 - text
tdix@westernfrontierins.com
October is Breast Cancer Awareness Month! Did you know mammograms are the best way to find breast cancer early? Take a second to learn some of the early warning signs. www.cdc.gov/.../breastcancerawareness/index.htm
Happy Friday! I am devoting my whole day to new customers. If you've been thinking about getting a home or auto quote with our agency now is the time to do it! You can give me a call, drop me a text message (701-206-0749), FaceTime/Skype, email or stop in person. I will get a few bits of info from you and have a quote done usually within an hour. I've saved a lot of people money and offered more coverage's so give me a chance to save you some money!
Ty Dix, Agent
701-523-4333 (office)
701-206-0749 (text)
tdix@westernfrontierins.com
THINK LIFE INSURANCE!
Juvenile Term Life Insurance
PRODUCT FEATURES
*Simple application process.
*Face value amounts of $10,000 or $20,000.
*One-time premium of $200 or $400.
*Issue ages from birth to 15 years old.
*Tax-free death benefit.
*The death benefit is protected from creditors.
*Conversion to permanent insurance when the child reaches age 25 without any health qualifications.
Call Ty Dix today at 701-523-4333 for more information.
Congratulations to Queen Jocelyn Kulseth and King Brady Senn! #BulldogPride #bulldognation #bulldoggrit
Congratulations to the Bowman County 2020 Homecoming Court! Noah Wokal, Brady Senn, Brendon Rasmussen, Colby Schaff, Brian Miller, Amy Jeffers, Logan Blankenbaker, Jocelyn Kulseth, Esmeralda Madrigal and Jenna Buchholz. #BulldogNATION #BulldogPRIDE #BulldogGRIT
Brady Senn, Brendon Rasmussen, Colby Schaff & Jocelyn Kulseth are all customers here at Western Frontier Insurance Agency!
Give me a call or text for a FREE home & auto quote today!
701-206-0749 (cell)
701-523-4333 (office)
Hazen News
The loss of a great rancher, poet, and all around gentleman. He will be greatly missed in this world.RIP Rodney Nelson
1949-2020
Thanks for all the great laughs Rodney!
With many new trends in our world, remember to talk with your insurance provider about how some of them may affect your coverage.
From auto policy issues you may have from delivery for someone like Jimmy John's, to signing up for services that allow you to rent out your extra car to individuals.
Home exposures such as home hair shops or beauty suppy sales, to massage therapy.
All of these situations could cause problems with your policies.
Visit your agent today of you have coverage concerns!
Generous donations bring electric scoreboards to Bowman Baseball
www.bowmanextra.com
The Baseball/Softball Complex in Bowman now has two new electric scoreboards on their west and east fields, thanks to generous community minded businesses and organizations. Warren Flath with Western FrontierRodney Nelson Performs "Not Enough Snuff" at the 2019 National Cowboy Poetry Gathering
Congratulations to a great family that runs a great operation.It is with pleasure to announce the 2020 Farmer/Rancher of the Year as Brooks Chalky Butte Ranch. Our honorees include brothers Steve and Ryan along with their wives April and Becky who farm and ranch in Slope County.
Brooks Chalky Butte Ranch operates on 15,000 acres. Working together to create a diversified operation, Steve leads the ranching operation and Ryan leads the farming operation. The farm and ranch was started in 1904 by great, great-grandfather William Sheets and was purchased by Steve and Ryan in 1983. The ranch continues the family tradition with Steve’s and Ryan’s kids as sixth generation farmers and ranchers.
The ranch runs a registered Angus herd including 550 cows and 175 yearling heifers. They utilize artificial insemination and some embryo transfer to ensure a strong calving season. Two sales are conducted each year, a female sale in December and a bull sale in April. The April bull sale also includes around 1,000 yearling heifers from past bull customers.
The farm runs on 4,500 acres and raises corn, wheat, durum, chickpeas, sunflowers, lentils, and cover crops. Ryan’s focus is to maintain good rotation of crops and also good farming practice. Our family commitment to the land is second to family.
Steve and April are parents to Calli (Levi), Cassi, and Skeeter and have two grandchildren. Ryan and Becky are parents to Sasha (Lucas), Alicia (Nathan), Carter (Tianna), and Mariah (Mark) and have four grandchildren with one more on the way.
Steve, April, Ryan, and Becky are all very active in the community serving on many boards. Some of these include and have included Slope County Crop Improvement Association, North Dakota Angus Association Board, Certified Angus Beef Commission, American Angus Board, ND Stockmen’s Association, Bowman Area Chamber of Commerce, Northern Pulse Growers Association, State Board of Research and Extension, USA Dry Pea and Lentil Association, Bowman Grain, Inc., and many more.
The annual Agriculture Appreciation Banquet hosted by Bowman Area Chamber of Commerce will look a little different this year. Foregoing the traditional banquet open to the public at the 4 Seasons Pavilion, this year’s honorees will receive an intimate family celebration at Sweetwater Golf Course. The 2020 banquet honoring Brooks Chalky Butte Ranch is closed to the public and by invite only.
The agricultural business is at the very heart of Bowman, Slope, and Harding Counties. Help us show them all just how much we appreciate the long hours and hard work they put in. Cards of congratulations can be sent to PO Box 1143, Bowman, ND 58623. The life of a farmer/rancher is never easy, but the gift they give to all of us is worth it.
🧑🚒 Life is hectic, turning many of us into great multi-taskers. But don’t let your great multi-tasking skills distract you in the kitchen!
🍲 Unattended cooking is the leading cause of home cooking fires: Stay focused and keep a close eye on what you’re cooking! #FirePreventionWeek bit.ly/2XtNrzK
Tomorrow starts Fire prevention week we will be posting fire safety tips all week keep an eye out for them
🔥Did you know cooking is the leading cause of home fires and home fire injuries?
🧑🚒There are many simple steps you can take to minimize the risk of cooking fires. Check out these #FirePreventionWeek resources for helpful tips and recommendations. bit.ly/2XtNrzK
Hettinger News
Beware! Keep those phones out of your hands while driving to be safe!!!
Texting and driving crackdown begins Tuesday
bismarcktribune.com
Law enforcement across North Dakota will have extra patrols on the road in September to crack down on texting and driving.Our office in Hettinger will be closed on July 3rd to celebrate the July 4th weekend holiday! We will see you Monday July 6th - Have a Happy and Safe 4th Of July!!!
As of today, April 3, 2020, we are locking our doors so we can help control the spread of Covid-19 and control access to the our building to keep our employees safe. We ARE NOT closing and will still be available Monday through Friday from 8:30 AM to 5:00 PM to make changes, turn in claims and even do new quotes. If you have a payment to be made, please at this time drop it in the mail to us at PO Box 110, Hettinger.
During this time we will not be doing any face-to-face renewal visits as we normally do, so if you have any questions or changes please call us at 701-567-8000 or send us an email.
Stephen Hedstrom - (cell) 701-928-1130
Corie Lien - (cell) 701-567-3850
Office Phone: 701-567-8000
Office Fax: 701-567-8001
Stephen - shedstrom@westernfronterins.com
Corie- clien@westernfronterins.com
Thanks for your business and we wish you all the best during this unprecedented time. Be patient and listen to our government & health officials and we will all make it through!
As of now we are keeping normal hours at the office, but due to the COVID-19, we understand that people are more and more taking the status of Shelter In Place, we do have many other options to contact us with questions, concerns, payments and any insurance updates. You can call the office at 701-567-8000, you can also email Steve at shedstrom@westernfronterins.com or Corie at clien@westernfrontierins.com. If you find that you are in a situation due to illness or loss of employment, please contact our office. Some of our companies have started to work with insureds that are being hit the hardest right now and are not able to make payments at this time. Please be safe, and know we are here to help in any way we can!
Western Frontier Insurance office in Hettinger will be closed on Friday, April 19th in observance of Good Friday and the Easter holiday. Have a wonderful weekend!
Join my CBS Sports Bracket Group
westernfrontierinsurance.mayhem.cbssports.com
Click on the link to join my group.Good Luck to the Region 7 Champions the Lady Nighthawks at State Class B Basketball Tournament!Play hard and have fun! 💙💙
Steve and I would like to wish everyone a Happy Thanksgiving! The office will be closed Thursday 22nd and Friday 23rd. Have a safe and wonderful weekend!
If there are still insureds out there that have NOT had that first call to set up an appointment for inspection on your hail damage, give us a call at the office. The adjustors are working hard to reach everyone, but some people they have not been able to connect with, so let us help you and get that appointment set up and inspection done!!!!! 701-567-8000
Washburn/Wilton News
Yes we have moved!
1304 Northgate Rd in Washburn!
I will be in Washburn this week and we will be open 8:30 Monday morning.
We are busy between the move and helping with the workload in the Wilton office (we are hiring a CSR if interested). I will be back in Washburn daily once this happens! Thank you for your support...we are excited for things to come!
WESTERN FRONTIER INSURANCE
Southwest Insurance Agency opened in 2001. Later, in 2007, they changed their name to Western Frontier Insurance Agency, Bowman, ND. They now have five locations throughout Western North Dakota to best serve their clients.
701.523.4333
westernfrontierins.com
105 S Main
Bowman, ND
The following is a helpful article from EMC Insurance Companies: What Is Hydroplaning?
Hydroplaning can happen when water flows between your car’s tires and the pavement. The water prevents tires from gripping the road, which can lead to a loss of steering control and accidents. The effects of hydroplaning are similar to the loss of control drivers experience when driving on icy streets. It may feel like your vehicle is floating and that you have no control over the direction you are heading. For a description of how and why hydroplaning occurs, watch this short video.
Prevent Hydroplaning
“There are ways to prevent hydroplaning,” says EMC Senior Engineer Jim Stotser, “starting with good vehicle maintenance, and following up with training drivers how to handle situations where hydroplaning may occur.” These include:
1. Checking your tires. When performing maintenance, make sure tire tread is in good condition and tires are inflated correctly. The lower your tire inflation and thinner the tread, the greater the possibility of hydroplaning. That’s because deeper tire grooves scatter the water you drive through, allowing for better traction. Rotating tires frequently and replacing them as needed keeps you safer on all roadways, but especially on those that are water- or ice-covered.
2. Understanding the dangers. It’s not just heavy rains and deep puddles that cause hydroplaning.One of the most dangerous times for hydroplaning is within the first 10 minutes of a rain shower. Raindrops mix with dust and oils on the road, and the combo makes a very slick surface. Driving through a large puddle or an area of standing water—even if it’s not raining and the streets aren’t fully wet—can also create conditions for hydroplaning.
3. Driving slower and hanging back. Slowing down is the safest move when the pavement is wet. Not only will you have better visibility, but the slower you drive, the less likely you are to hydroplane. That’s because tires get better traction on wet pavement at lower speeds. How much slower to drive depends on how much rain, the type of pavement and your tire condition. Some experts say that hydroplaning is rare at speeds as low as 30 mph, others suggest 45 mph as a sufficiently safe speed when the pavement is wet. Leave more space between your vehicle and those ahead of you, as it will take longer to stop your vehicle when the pavement is wet. When driving 35 mph on wet pavement, it may take 120 feet or more to come to a stop, while dry-road stops take only 60 to 100 feet.
4. Turning off cruise control. Driving with cruise control on can cause your tires to spin faster if you start to hydroplane, so turning this feature off is a proactive move. Jim also recommends that truck drivers avoid using Jake brakes when driving on wet pavement.
5. Changing lanes if possible. Jim notes that right lanes often have deeper depressions that collect rainwater and those dips can collect enough water to cause hydroplaning. Outside lanes bounded by curbs may also funnel more water flow, which can lead to an increased hydroplaning risk. Freeway exit and entrance ramps also pose a similar water-flow danger. When water combines with the sharp curves of ramps, you can easily lose control of your vehicle. His advice: Slow down when entering a ramp when the pavement is wet.
If you do begin to hydroplane, take your foot off the accelerator, continuing to steer toward the course of the road and remaining calm.
Thank you to our farmers...be careful out there!Holy cow! KFGO listener Dave Bjorge of Buxton, N.D., sent this photo of his Case IH combine burning. Noboby was injured, thankfully. The combine didn't fare so well.
10 things drivers have to pay for when they only have minimum liability insurance |...
www.propertycasualty360.com
Minimum liability car insurance is a great bargain ... until you actually have to use it.Comparison of Bismarck's Weather in October 2013 and 2014 Will Shock You | Hot 975
hot975fm.com
North Dakota has finicky weather, we all know that, but even we were astonished to see just how drastic a change there was for October between 2013 and 2014.III - Coverage for Jewelry and Other Valuables
www.iii.org
A standard homeowners policy includes coverage for jewelry and other precious items such as watches and furs. These items are covered for losses caused by all the perils included in your policy such as fire, windstorm, theft and vandalism. However, there are special limits of liability for certain i...Contact our office if you need another copy of your insurance card!